We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have already been harmed by another person in an accident or on account of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the situation with respect to a customer with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most important mandate being to enable them to receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at work. Each time a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is successful the quantity claimed is going to be included in the employer’s insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer that has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, and they also should have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a small time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability of your worker to obtain compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the volume of claims paid out by their insurance provider. For this reason it is important to have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of staff is upheld. In the case of personal injury as a result of vehicle accident, a car wreck lawyer will represent you to make sure you have the appropriate compensation for the loss and suffering because of the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury is a result of the negligent operation of the vehicle, the motorist of the vehicle should held liable for the outcomes of the negligence. Because the laws of each state are not the same, you should possess a local attorney proficient in motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all the other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few selections for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability inside a dog bite case because they know the applicable laws inside your local state, how to calculate damages, and the best way to provide evidence. To be successful in a injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but working with the needs from creditors for fast payment. It lets you maintain your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up required to live for several years underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Companies and folks can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to create an educated decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.