We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when an individual is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have been harmed by somebody else in an accident or because of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized when a injury lawyer represents the case on behalf of a person at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the main mandate being to assist them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will likely be included in the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a business who has or possibly is required by law to get Worker’s Compensation Insurance, and so they will need to have been injured at the job due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a small period of time to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident must be notified to the employer within 30 to 40 days failing which the ability of the worker to acquire compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the number of claims paid out by their insurance firm. For this reason you should have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of staff is upheld. When it comes to injury due to a vehicle accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury comes from the negligent operation of a vehicle, the motorist in the vehicle must held accountable for the consequences of the negligence. Because the laws for each state will vary, it is very important have got a local attorney proficient in vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users from the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to evaluate the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case while they know the applicable laws with your local state, how you can calculate damages, and the most effective way to provide evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest problem is not insufficient income, but coping with the requirements from creditors for fast payment. It allows you to keep the home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up expected to live for several years beneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business owners and people can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to allow a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.