We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states happen to be harmed by another person in an accident or as a result of negligence and who may be held legally accountable for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the truth on behalf of a customer at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the most important mandate being to enable them to get the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Each time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed will likely be protected by the employer’s insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is generally compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a business who may have or perhaps is required by law to obtain Worker’s Compensation Insurance, and so they must have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a limited time period to report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. This is the reason you should have proper legal representation from a qualified injury lawyer so that the rights of workers are upheld. With regards to accidental injury as a result of car accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an injury is a result of the negligent operation of your vehicle, the motorist of the vehicle should held liable for the results of the negligence. Because the laws of each state are different, it is important to use a local attorney experienced with automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of your road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few options for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney may play an important role in proving liability in a dog bite case since they know the applicable laws in your local state, how to calculate damages, and the simplest way to show evidence. To be successful in a injury slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest issue is not insufficient income, but dealing with the requirements from creditors for fast payment. It permits you to keep your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage payments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be needed to live for many years under the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Company owners and individuals may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to make an educated decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.