We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to are already harmed by someone else in a accident or due to negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the case on the part of a person in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Each time a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed is going to be covered by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by an employer that has or is essental to law to possess Worker’s Compensation Insurance, plus they should have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a restricted timeframe to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability of the worker to get compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by way of a qualified injury lawyer so that the rights of workers are upheld. When it comes to accidental injury due to a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury results from the negligent operation of any vehicle, the motorist in the vehicle must held responsible for the results of these negligence. Since the laws of each state are not the same, it is important to have a local attorney experienced in automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider along with the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few options for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney can play an important role in proving liability inside a dog bite case as they are aware of the applicable laws in your local state, the way to calculate damages, and the simplest way to offer evidence. To become successful within a injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them cope with overwhelming debt. However, there are long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not insufficient income, but dealing with the requirements from creditors for fast payment. It permits you to keep your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up required to live for quite some time within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.