We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when somebody has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states have already been harmed by another person within an accident or because of negligence and who might be held legally in charge of such harm. A private injury case becomes formalized when a accidental injury lawyer represents the way it is with respect to a person at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to enable them to receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be covered by the employer’s liability insurance. You will find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is often compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer having or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they should have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a restricted timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability in the worker to acquire compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation from a qualified personal injury lawyer to be sure the rights of staff is upheld. With regards to injury as a result of car accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident results from the negligent operation of your vehicle, the operator from the vehicle needs to held responsible for the outcomes of these negligence. Ever since the laws of each state are very different, it is important to use a local attorney proficient in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred in the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case as they understand the applicable laws in your local state, how you can calculate damages, and the simplest way to present evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but dealing with the needs from creditors for fast payment. It permits you to make your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Company owners and folks could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.