We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when an individual continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to have been harmed by another person within an accident or as a result of negligence and who may be held legally liable for such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the situation on behalf of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to help them get the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will probably be covered by the employer’s liability insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be employed by an employer who has or is necessary for law to obtain Worker’s Compensation Insurance, and they also must have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a limited time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance carrier. That is why it is important to have proper legal representation from a qualified personal injury lawyer to ensure the rights of staff is upheld. In the case of personal injury caused by a vehicle accident, a car wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a physical injury is a result of the negligent operation of any vehicle, the driver of the vehicle should held to blame for the consequences of the negligence. Because the laws of each and every state are very different, it is important to have a local attorney familiar with vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all other users from the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer and the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can play a vital role in proving liability inside a dog bite case because they know the applicable laws with your local state, the best way to calculate damages, and the simplest way to present evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest concern is not absence of income, but handling the demands from creditors for fast payment. It allows you to keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be needed to live for a long time beneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Companies and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to help make a knowledgeable decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.