We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when somebody has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to happen to be harmed by somebody else inside an accident or because of negligence and who can be held legally liable for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the situation on behalf of a client in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them to acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Whenever a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be covered by the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is generally compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business who may have or maybe needed by law to possess Worker’s Compensation Insurance, and they should have been injured at the job on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a restricted period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability in the worker to acquire compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance provider. This is why you should have proper legal representation from a qualified injury lawyer to be sure the rights of personnel are upheld. In the case of injury due to a vehicle accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When an accident results from the negligent operation of your vehicle, the driver of your vehicle needs to held liable for the effects of these negligence. Since the laws for each state will vary, it is important to use a local attorney proficient in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few selections for an effective defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in a dog bite case while they understand the applicable laws with your local state, how you can calculate damages, and the simplest way to show evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but handling the requirements from creditors for immediate payment. It permits you to keep your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be required to live for quite some time within the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Companies and individuals could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to create a well informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.