We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states to happen to be harmed by another person in a accident or as a result of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the way it is for a customer with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Each time a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be covered by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by an employer that has or maybe essental to law to get Worker’s Compensation Insurance, and they need to have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a restricted time period in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability from the worker to receive compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the number of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by way of a qualified injury lawyer to guarantee the rights of workers are upheld. When it comes to personal injury caused by a motor vehicle accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation to your loss and suffering due to the negligence of an individual else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an injury comes from the negligent operation of any vehicle, the driver of the vehicle should held responsible for the consequences of those negligence. Because the laws of each and every state are very different, you should have a local attorney experienced with motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all other users of the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few selections for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can play an important role in proving liability inside a dog bite case because they understand the applicable laws with your local state, how you can calculate damages, and the best way to present evidence. In order to be successful inside a injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to set warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest issue is not lack of income, but coping with the demands from creditors for fast payment. It allows you to maintain your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up needed to live for many years underneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.