We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when someone has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states to are already harmed by someone else within an accident or as a result of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the situation with respect to a client at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the main mandate being to help them obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at work. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed will likely be included in the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a business who may have or perhaps is needed by law to possess Worker’s Compensation Insurance, and so they must have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a limited time period in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability of the worker to get compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the number of claims paid out by their insurance company. This is why it is essential to have proper legal representation by a qualified accidental injury lawyer to ensure the rights of staff is upheld. With regards to accidental injuries caused by a car accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident is a result of the negligent operation of the vehicle, the motorist of the vehicle must held accountable for the effects of the negligence. Because the laws of each and every state are not the same, you should have got a local attorney proficient in motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider along with the at-fault motorist to examine the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney may play a vital role in proving liability inside a dog bite case because they be aware of applicable laws with your local state, how you can calculate damages, and the most effective way to show evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest issue is not absence of income, but coping with the requirements from creditors for immediate payment. It allows you to keep the home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will certainly be expected to live for several years underneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.