We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when somebody has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states happen to be harmed by another person within an accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized every time a injury lawyer represents the way it is on behalf of a client in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the main mandate being to help them receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. Each time a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will probably be covered by the employerâ€™s liability insurance. There are four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be hired by a company who may have or perhaps is essental to law to obtain Workerâ€™s Compensation Insurance, and they should have been injured at the office due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of your worker to acquire compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay suffer from the number of claims paid out by their insurance firm. For this reason you should have proper legal representation with a qualified injury lawyer so that the rights of workers are upheld. In the case of personal injury due to a car accident, an auto wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident is a result of the negligent operation of any vehicle, the driver from the vehicle has to held to blame for the results of such negligence. Considering that the laws for each state are very different, it is important to have a local attorney familiar with vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurer as well as the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred about the insuredâ€™s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case because they are aware of the applicable laws with your local state, how to calculate damages, and an effective way to show evidence. To be successful in the injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for fast payment. It allows you to maintain your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be necessary to live for several years within the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business people and individuals may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to produce an informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.