We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when an individual has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to have been harmed by someone else within an accident or as a result of negligence and who may be held legally liable for such harm. A personal injury case becomes formalized each time a injury lawyer represents the case with respect to a customer in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at work. Every time a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be included in the employer’s insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business that has or is essental to law to have Worker’s Compensation Insurance, and they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a small time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability in the worker to get compensation can be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance company. That is why it is important to have proper legal representation by a qualified accidental injury lawyer so that the rights of workers are upheld. With regards to personal injury because of a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an injury results from the negligent operation of a vehicle, the operator in the vehicle has to held liable for the effects of those negligence. Because the laws of each state are different, it is essential to use a local attorney experienced with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to evaluate the situation and getting a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case while they are aware of the applicable laws with your local state, how to calculate damages, and the best way to offer evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest problem is not absence of income, but dealing with the needs from creditors for fast payment. It allows you to maintain your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up needed to live for a long time underneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Business people and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.