We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person promises to happen to be harmed by other people inside an accident or because of negligence and who can be held legally liable for such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the situation on behalf of a person at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the main mandate being to assist them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Each time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is successful the total amount claimed is going to be protected by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a business who may have or is necessary for law to possess Worker’s Compensation Insurance, and so they must have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small timeframe to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of your worker to obtain compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by a qualified injury lawyer to be sure the rights of personnel are upheld. In the matter of injury because of a vehicle accident, a vehicle wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an accident comes from the negligent operation of the vehicle, the motorist of the vehicle needs to held liable for the outcomes of these negligence. Since the laws for each state are very different, it is important to have got a local attorney familiar with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few choices for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in a dog bite case because they be aware of applicable laws with your local state, the best way to calculate damages, and the simplest way to offer evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to place signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest issue is not insufficient income, but dealing with the needs from creditors for immediate payment. It allows you to keep your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be expected to live for many years within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to create a knowledgeable decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.