We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when a person continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states happen to be harmed by someone else inside an accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized when a injury lawyer represents the way it is for a person with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the main mandate being to enable them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused a crash or injury at the office. Every time a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be protected by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is often compulsory together with the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be utilized by a business that has or maybe necessary for law to have Workerâ€™s Compensation Insurance, plus they should have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited time period where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability from the worker to acquire compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance provider. For this reason it is very important have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of personnel are upheld. In the case of injury due to a motor vehicle accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the driver of the vehicle must held responsible for the results of such negligence. Considering that the laws for each state are different, you should use a local attorney proficient in vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim against the dog ownerâ€™s home insurance provider in case the attack occurred on the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability in the dog bite case while they are aware of the applicable laws inside your local state, the way to calculate damages, and the best way to show evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest problem is not insufficient income, but handling the requirements from creditors for fast payment. It allows you to keep your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be necessary to live for several years within the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Companies and people also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to create a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.