We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states have been harmed by someone else within an accident or because of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the situation on the part of a person in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at work. When a worker continues to be hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will probably be paid by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a business that has or maybe essental to law to get Worker’s Compensation Insurance, plus they must have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a limited time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability in the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the volume of claims paid out by their insurance company. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer to be sure the rights of personnel are upheld. In the matter of personal injury as a result of car accident, an auto wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury results from the negligent operation of a vehicle, the operator from the vehicle must held to blame for the consequences of those negligence. Since the laws for each state are not the same, it is important to use a local attorney experienced with vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all other users of the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred in the insured’s property. A dog bite attorney can enjoy an important role in proving liability within a dog bite case because they be aware of applicable laws in your local state, how you can calculate damages, and the most effective way to show evidence. In order to be successful in a injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but handling the needs from creditors for fast payment. It allows you to keep the home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be required to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Companies and individuals may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.