We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when an individual has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to are already harmed by another person inside an accident or as a result of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the case with respect to a person at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to assist them get the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the office. Each time a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will probably be covered by the employer’s insurance. There are four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is generally compulsory with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be used by a company who has or possibly is essental to law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the job because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a restricted time period in order to report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability in the worker to receive compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance firm. This is the reason you should have proper legal representation with a qualified personal injury lawyer to be sure the rights of employees are upheld. When it comes to personal injury because of a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the driver in the vehicle has to held liable for the results of those negligence. Ever since the laws of each and every state are not the same, it is essential to use a local attorney experienced in vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for other users of the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case since they understand the applicable laws with your local state, the way to calculate damages, and the simplest way to show evidence. To become successful inside a injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for fast payment. It allows you to keep your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate the debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be expected to live for a long time under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to produce an educated decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.