We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when an individual is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states to happen to be harmed by other people inside an accident or because of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized when a personal injury lawyer represents the truth on the part of a person at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the main mandate being to enable them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. Every time a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is a winner the amount claimed will probably be included in the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a business having or perhaps is required by law to obtain Worker’s Compensation Insurance, and they need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a restricted time period in order to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to obtain compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance firm. This is why it is very important have proper legal representation with a qualified personal injury lawyer to ensure the rights of personnel are upheld. When it comes to accidental injury because of a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering due to negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident comes from the negligent operation of a vehicle, the operator from the vehicle has to held liable for the effects of those negligence. Ever since the laws for each state are very different, you should use a local attorney experienced in motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for other users of the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can play an important role in proving liability in a dog bite case since they are aware of the applicable laws with your local state, the way to calculate damages, and the most effective way to present evidence. To become successful in the personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest issue is not insufficient income, but handling the demands from creditors for fast payment. It enables you to keep the home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage repayments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will certainly be required to live for quite some time underneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Companies and folks may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs from the debtor sufficient allowing a creditor to produce a well informed decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.