We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to are already harmed by someone else within an accident or due to negligence and who could be held legally liable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the truth on the part of a customer with a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. Whenever a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed is going to be included in the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is often compulsory using the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be employed by a business who has or possibly is needed by law to have Worker’s Compensation Insurance, and so they need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a small time period in order to report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability in the worker to acquire compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance firm. That is why you should have proper legal representation from a qualified personal injury lawyer to ensure the rights of personnel are upheld. With regards to accidental injury as a result of car accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury results from the negligent operation of a vehicle, the motorist of your vehicle has to held accountable for the consequences of those negligence. Because the laws of every state are very different, you should have got a local attorney familiar with automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users in the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred around the insured’s property. Your dog bite attorney can start to play a vital role in proving liability in the dog bite case because they understand the applicable laws within your local state, how to calculate damages, and an effective way to show evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest issue is not insufficient income, but dealing with the demands from creditors for immediate payment. It allows you to make your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be needed to live for several years underneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to incorporate a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to create a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties appealing.