We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when a person has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone claims to have been harmed by somebody else in an accident or on account of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the way it is on behalf of a person at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused an accident or injury at the job. Each time a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be paid by the employer’s liability insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is often compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer who has or maybe required by law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a small time period to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability from the worker to get compensation might be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of personnel are upheld. In the matter of accidental injuries because of a automobile accident, an automobile wreck lawyer will represent you to make sure you have the appropriate compensation for your loss and suffering due to the negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an accident results from the negligent operation of any vehicle, the operator in the vehicle needs to held accountable for the effects of the negligence. Since the laws for each state are not the same, it is essential to have got a local attorney experienced with automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer as well as the at-fault motorist to evaluate the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in a dog bite case as they are aware of the applicable laws with your local state, the way to calculate damages, and an effective way to present evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you can find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not absence of income, but dealing with the needs from creditors for fast payment. It permits you to maintain your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan payments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for quite some time within the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain information about the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to create an informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.