We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have already been harmed by somebody else in an accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized every time a injury lawyer represents the truth for a customer in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the quantity claimed will be paid by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory together with the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they have to be used by an employer having or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also should have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a restricted time period in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the volume of claims paid out by their insurance company. For this reason it is essential to have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of staff is upheld. In the matter of injury caused by a automobile accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation to your loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident results from the negligent operation of your vehicle, the motorist from the vehicle must held accountable for the effects of these negligence. Because the laws for each state are different, it is essential to have got a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few options for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred in the insured’s property. A dog bite attorney can play an important role in proving liability in the dog bite case as they are aware of the applicable laws in your local state, how to calculate damages, and the simplest way to present evidence. To become successful inside a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest issue is not insufficient income, but coping with the demands from creditors for fast payment. It enables you to keep your home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be expected to live for several years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Business owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.