We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when a person is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to have been harmed by another person in an accident or because of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the situation on the part of a person at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the main mandate being to enable them to obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Whenever a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will likely be paid by the employer’s insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is normally compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company who may have or maybe needed by law to have Worker’s Compensation Insurance, and so they will need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability from the worker to acquire compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by a qualified injury lawyer to ensure the rights of workers are upheld. When it comes to accidental injury caused by a automobile accident, an auto wreck lawyer will handle your case to ensure you obtain the appropriate compensation to your loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an accident results from the negligent operation of any vehicle, the driver from the vehicle has to held liable for the effects of these negligence. Considering that the laws for each state are not the same, it is very important have a local attorney experienced with automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case because they are aware of the applicable laws in your local state, the way to calculate damages, and the best way to present evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, you can find long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not absence of income, but coping with the demands from creditors for fast payment. It permits you to maintain your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up necessary to live for quite some time within the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.