We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to have been harmed by other people in a accident or on account of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized each time a injury lawyer represents the truth with respect to a client with a civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. Each time a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will likely be included in the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by a business having or perhaps is necessary for law to have Workerâ€™s Compensation Insurance, plus they should have been injured at work on account of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability in the worker to acquire compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance provider. This is why it is very important have proper legal representation from a qualified accidental injury lawyer so that the rights of workers are upheld. With regards to accidental injuries because of a automobile accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury results from the negligent operation of any vehicle, the driver of your vehicle must held to blame for the outcomes of such negligence. Because the laws of each and every state are very different, it is important to possess a local attorney experienced with vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurer and the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case since they are aware of the applicable laws within your local state, how to calculate damages, and an effective way to show evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest issue is not lack of income, but handling the needs from creditors for immediate payment. It permits you to keep the home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for quite some time within the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Companies and folks may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.