We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when a person continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to happen to be harmed by another person within an accident or as a result of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the way it is on behalf of a person at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most important mandate being to help them obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at the job. When a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is successful the amount claimed will probably be paid by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is often compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business who may have or possibly is needed by law to have Worker’s Compensation Insurance, and they will need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited time period to report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability from the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the amount of claims paid out by their insurance company. This is the reason it is important to have proper legal representation by way of a qualified personal injury lawyer so that the rights of staff is upheld. In the matter of accidental injuries due to a vehicle accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident comes from the negligent operation of the vehicle, the operator of the vehicle has to held to blame for the consequences of such negligence. Since the laws for each state are not the same, it is essential to use a local attorney proficient in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few selections for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney may play an important role in proving liability in the dog bite case as they be aware of applicable laws with your local state, the way to calculate damages, and the best way to show evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but handling the needs from creditors for fast payment. It allows you to keep your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan repayments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be required to live for a long time within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to create a knowledgeable decision concerning the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.