We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to have already been harmed by somebody else in an accident or on account of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the way it is on the part of a customer at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to help them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. When a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is successful the quantity claimed is going to be included in the employer’s liability insurance. There are four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by an employer having or perhaps is necessary for law to possess Worker’s Compensation Insurance, and so they will need to have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a restricted period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability in the worker to get compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of employees are upheld. With regards to personal injury due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering due to negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an accident comes from the negligent operation of your vehicle, the motorist from the vehicle should held liable for the outcomes of those negligence. Ever since the laws for each state are very different, you should possess a local attorney experienced with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few choices for a successful defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney can play an important role in proving liability in a dog bite case while they know the applicable laws within your local state, how you can calculate damages, and the simplest way to present evidence. In order to be successful inside a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, there are long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but coping with the needs from creditors for immediate payment. It allows you to maintain your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up needed to live for many years underneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs in the debtor sufficient to allow a creditor to produce an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of great interest.