We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when an individual has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to are already harmed by another person within an accident or as a result of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized each time a accidental injury lawyer represents the truth for a client with a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to assist them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at your workplace. When a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be included in the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is usually compulsory with all the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a business that has or perhaps is necessary for law to get Worker’s Compensation Insurance, and they also need to have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a restricted time period in which to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability from the worker to obtain compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the amount of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of staff is upheld. When it comes to injury because of a vehicle accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When a personal injury results from the negligent operation of the vehicle, the operator from the vehicle must held to blame for the results of such negligence. Since the laws of every state are not the same, it is important to possess a local attorney experienced in car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all the other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for an excellent defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case since they be aware of applicable laws with your local state, how to calculate damages, and the simplest way to provide evidence. Just to be successful within a injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest concern is not deficiency of income, but coping with the demands from creditors for fast payment. It permits you to make your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up required to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to help make an educated decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.