We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when an individual is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person promises to have already been harmed by another person in an accident or because of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the way it is on the part of a customer at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them to acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for a crash or injury at the job. Each time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed will probably be included in the employer’s insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is often compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer having or perhaps is necessary for law to obtain Worker’s Compensation Insurance, and they also should have been injured at your workplace due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a limited time frame to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation with a qualified accidental injury lawyer so that the rights of personnel are upheld. When it comes to injury due to a automobile accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering due to the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury results from the negligent operation of your vehicle, the driver in the vehicle has to held to blame for the effects of such negligence. Considering that the laws of each state are very different, it is very important have a local attorney experienced in vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in a dog bite case while they know the applicable laws with your local state, the best way to calculate damages, and the most effective way to offer evidence. To be successful in the injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest issue is not lack of income, but working with the demands from creditors for immediate payment. It permits you to keep the home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan repayments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up necessary to live for a long time under the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business owners and people could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain information about the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to make a well informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.