We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when somebody has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to are already harmed by somebody else in a accident or due to negligence and who might be held legally liable for such harm. A private injury case becomes formalized when a injury lawyer represents the case with respect to a person at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for a crash or injury at work. Every time a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be protected by the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company who has or perhaps is required by law to obtain Worker’s Compensation Insurance, and they also need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important because there is a limited period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability in the worker to receive compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance company. For this reason it is very important have proper legal representation with a qualified accidental injury lawyer to ensure the rights of staff is upheld. When it comes to accidental injuries because of a car accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the motorist from the vehicle needs to held liable for the outcomes of these negligence. Because the laws of each and every state will vary, it is essential to use a local attorney experienced in vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few choices for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney can play an important role in proving liability within a dog bite case as they are aware of the applicable laws inside your local state, the best way to calculate damages, and an effective way to offer evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not absence of income, but working with the demands from creditors for fast payment. It lets you keep the home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Company owners and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to enable a creditor to create an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.