We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when somebody is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states to are already harmed by somebody else inside an accident or because of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the truth on the part of a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at work. Every time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a company that has or is needed by law to possess Worker’s Compensation Insurance, plus they must have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a small period of time in order to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability in the worker to get compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance company. That is why it is essential to have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of employees are upheld. When it comes to injury caused by a car accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a physical injury is a result of the negligent operation of your vehicle, the motorist from the vehicle must held liable for the outcomes of such negligence. Ever since the laws for each state are not the same, it is important to possess a local attorney familiar with automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he could have few selections for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney can enjoy an important role in proving liability in the dog bite case because they are aware of the applicable laws within your local state, the way to calculate damages, and the best way to present evidence. To be successful within a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you can find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not absence of income, but dealing with the demands from creditors for fast payment. It permits you to keep your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be required to live for several years underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Business owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.