We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to are already harmed by someone else within an accident or because of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the situation with respect to a customer at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to help them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Every time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be included in the employer’s insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a business who may have or possibly is necessary for law to obtain Worker’s Compensation Insurance, and so they must have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited time frame in which to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation by a qualified injury lawyer so that the rights of employees are upheld. In the case of accidental injuries caused by a car accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident results from the negligent operation of any vehicle, the motorist in the vehicle must held responsible for the outcomes of the negligence. Since the laws of every state are very different, it is essential to possess a local attorney proficient in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for other users of your road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to check the situation and achieving a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in the dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and an effective way to show evidence. In order to be successful in a injury slip-and-fall lawsuit you should prove they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, there are long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but dealing with the requirements from creditors for fast payment. It enables you to maintain your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be expected to live for several years underneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Companies and folks also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to produce an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties appealing.