We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to are already harmed by somebody else within an accident or due to negligence and who might be held legally responsible for such harm. A private injury case becomes formalized each time a injury lawyer represents the case for a customer at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to get the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. When a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will probably be covered by the employerâ€™s insurance. You will find four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for employees is generally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be utilized by a business that has or is necessary for law to have Workerâ€™s Compensation Insurance, plus they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a limited timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is why it is important to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. In the matter of accidental injuries as a result of motor vehicle accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an injury results from the negligent operation of a vehicle, the motorist of the vehicle has to held liable for the effects of the negligence. Since the laws of each and every state are not the same, it is essential to have got a local attorney proficient in vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company as well as the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s property insurance provider when the attack occurred on the insuredâ€™s property. A dog bite attorney may play an important role in proving liability in the dog bite case since they be aware of applicable laws with your local state, how you can calculate damages, and an effective way to present evidence. In order to be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest concern is not absence of income, but coping with the needs from creditors for immediate payment. It allows you to keep the home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be required to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Business people and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.