We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states happen to be harmed by other people within an accident or on account of negligence and who may be held legally liable for such harm. An individual injury case becomes formalized when a injury lawyer represents the way it is on behalf of a client in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at your workplace. Whenever a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. When the claim is successful the exact amount claimed is going to be covered by the employerâ€™s insurance. There are actually four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for workers is normally compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by a business who may have or is required by law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small time frame to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of your worker to get compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by way of a qualified personal injury lawyer so that the rights of employees are upheld. In the matter of injury due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation for the loss and suffering due to the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident is a result of the negligent operation of a vehicle, the motorist of your vehicle has to held responsible for the outcomes of such negligence. Ever since the laws for each state are not the same, it is very important have a local attorney experienced with motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users of your road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance carrier and the at-fault motorist to check the case and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability within a dog bite case as they be aware of applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest concern is not deficiency of income, but working with the requirements from creditors for fast payment. It lets you keep your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be needed to live for a long time beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business people and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.