We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states have been harmed by somebody else in an accident or on account of negligence and who might be held legally liable for such harm. Your own injury case becomes formalized each time a injury lawyer represents the case with respect to a client at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to enable them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at the office. Every time a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will be paid by the employer’s insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a business who has or possibly is necessary for law to possess Worker’s Compensation Insurance, and so they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a small time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why you should have proper legal representation with a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of personal injury caused by a motor vehicle accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a physical injury comes from the negligent operation of the vehicle, the motorist of the vehicle must held accountable for the results of the negligence. Since the laws of each and every state will vary, it is important to possess a local attorney proficient in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all other users of the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few selections for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A dog bite attorney may play a vital role in proving liability within a dog bite case since they be aware of applicable laws with your local state, how you can calculate damages, and the simplest way to show evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is great for those whose biggest concern is not lack of income, but working with the demands from creditors for fast payment. It permits you to make your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed mortgage repayments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will be expected to live for many years within the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to make an educated decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.