We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states are already harmed by another person in a accident or because of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the situation for a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to enable them to get the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at the job. Every time a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be covered by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory together with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business that has or is necessary for law to have Worker’s Compensation Insurance, and so they will need to have been injured at work because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability of the worker to receive compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by a qualified injury lawyer to guarantee the rights of personnel are upheld. In the matter of accidental injuries because of a vehicle accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an injury comes from the negligent operation of any vehicle, the driver in the vehicle must held responsible for the results of these negligence. Because the laws for each state will vary, you should have a local attorney familiar with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users of your road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A dog bite attorney can play an important role in proving liability within a dog bite case because they understand the applicable laws in your local state, the way to calculate damages, and an effective way to show evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest concern is not lack of income, but working with the needs from creditors for immediate payment. It enables you to keep your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed home loan repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be expected to live for several years underneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business people and people may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.