We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when a person continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to have been harmed by somebody else in a accident or because of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the truth with respect to a client with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused a crash or injury at work. Each time a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will be included in the employer’s insurance. You can find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a company who has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, and they should have been injured at work due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a small timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability from the worker to get compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the amount of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by a qualified injury lawyer to guarantee the rights of employees are upheld. With regards to injury as a result of motor vehicle accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury comes from the negligent operation of any vehicle, the driver in the vehicle needs to held responsible for the effects of such negligence. Because the laws of each and every state are different, you should use a local attorney familiar with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all other users of the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A dog bite attorney may play a vital role in proving liability within a dog bite case because they understand the applicable laws in your local state, the best way to calculate damages, and the best way to present evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but coping with the requirements from creditors for immediate payment. It enables you to keep your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up expected to live for several years underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Company owners and folks can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to produce a knowledgeable decision about the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.