We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when a person has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to have already been harmed by someone else in a accident or as a result of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the way it is on the part of a person in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to help them obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused any sort of accident or injury at the office. Whenever a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer that has or is necessary for law to get Worker’s Compensation Insurance, and they also must have been injured at the job due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability of your worker to receive compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation with a qualified personal injury lawyer to ensure the rights of staff is upheld. When it comes to accidental injuries due to a vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering because of the negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an injury results from the negligent operation of the vehicle, the driver from the vehicle should held liable for the outcomes of the negligence. Ever since the laws of every state will vary, it is essential to use a local attorney familiar with motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can start to play an important role in proving liability inside a dog bite case while they be aware of applicable laws within your local state, how to calculate damages, and the simplest way to provide evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not lack of income, but handling the demands from creditors for fast payment. It lets you maintain your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage repayments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be needed to live for a long time underneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.