We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual claims to happen to be harmed by another person inside an accident or due to negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the truth for a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at your workplace. When a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will be paid by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a company who has or possibly is required by law to obtain Worker’s Compensation Insurance, and they should have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of your worker to acquire compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance company. This is why it is essential to have proper legal representation from a qualified personal injury lawyer so that the rights of workers are upheld. When it comes to personal injury due to a car accident, a vehicle wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When an injury is a result of the negligent operation of a vehicle, the driver of the vehicle needs to held liable for the results of these negligence. Ever since the laws for each state will vary, it is very important have got a local attorney proficient in vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few selections for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case since they know the applicable laws within your local state, the best way to calculate damages, and the best way to provide evidence. To become successful in a personal injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest problem is not deficiency of income, but dealing with the needs from creditors for fast payment. It enables you to make your home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be needed to live for several years beneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Business owners and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.