We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when someone continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to are already harmed by somebody else in an accident or as a result of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the truth on the part of a client in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to help them receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at the office. Each time a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be included in the employer’s insurance. You will find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is normally compulsory with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a company who may have or is essental to law to obtain Worker’s Compensation Insurance, and they also should have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue while there is a limited period of time in which to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of your worker to obtain compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance company. This is the reason it is very important have proper legal representation with a qualified personal injury lawyer to guarantee the rights of employees are upheld. When it comes to accidental injury caused by a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation to your loss and suffering as a result of negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury comes from the negligent operation of your vehicle, the operator of your vehicle needs to held responsible for the outcomes of such negligence. Since the laws for each state will vary, it is important to possess a local attorney experienced in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A dog bite attorney can play a crucial role in proving liability in a dog bite case because they know the applicable laws inside your local state, how you can calculate damages, and an effective way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It permits you to maintain your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be needed to live for several years under the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to produce a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.