We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to have been harmed by somebody else in an accident or because of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the case for a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to help them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the office. When a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will be covered by the employerâ€™s liability insurance. You can find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for employees is often compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by an employer that has or perhaps is required by law to get Workerâ€™s Compensation Insurance, plus they should have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability from the worker to get compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance company. For this reason you should have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of workers are upheld. In the case of injury due to a motor vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering due to negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an injury comes from the negligent operation of the vehicle, the operator of your vehicle must held responsible for the outcomes of the negligence. Because the laws of every state will vary, it is essential to have got a local attorney experienced with car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurance carrier and the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog ownerâ€™s property insurance provider if the attack occurred on the insuredâ€™s property. A dog bite attorney may play an important role in proving liability within a dog bite case because they be aware of applicable laws with your local state, how you can calculate damages, and an effective way to provide evidence. Just to be successful in a injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest issue is not deficiency of income, but handling the demands from creditors for immediate payment. It allows you to keep the home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan payments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up necessary to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Business people and people can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.