We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states happen to be harmed by someone else inside an accident or because of negligence and who can be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the way it is with respect to a person with a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them acquire the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Whenever a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be covered by the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for employees is often compulsory with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a business who may have or perhaps is required by law to get Workerâ€™s Compensation Insurance, and they also need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a restricted time period where you can report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to get compensation can be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance firm. This is why it is essential to have proper legal representation with a qualified injury lawyer to guarantee the rights of personnel are upheld. With regards to injury as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an accident comes from the negligent operation of your vehicle, the driver of the vehicle must held accountable for the results of such negligence. Since the laws for each state will vary, it is important to have a local attorney experienced with automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurer and also the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A pet dog bite attorney can play a vital role in proving liability in a dog bite case since they be aware of applicable laws in your local state, the way to calculate damages, and the simplest way to show evidence. Just to be successful inside a injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long-term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest problem is not deficiency of income, but coping with the requirements from creditors for immediate payment. It permits you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be necessary to live for a long time underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business people and folks may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain information about the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to help make a well informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.