We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when an individual has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody promises to have been harmed by somebody else in an accident or as a result of negligence and who can be held legally liable for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the way it is with respect to a customer at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the main mandate being to assist them acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused an accident or injury at the job. Whenever a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is successful the amount claimed is going to be covered by the employer’s insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is generally compulsory together with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by an employer that has or is necessary for law to possess Worker’s Compensation Insurance, plus they need to have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted period of time where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability of your worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance provider. This is the reason it is important to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. In the matter of personal injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an injury comes from the negligent operation of the vehicle, the motorist of your vehicle should held responsible for the outcomes of those negligence. Because the laws of each and every state are not the same, it is important to use a local attorney experienced in car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for other users in the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few choices for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can play a vital role in proving liability inside a dog bite case since they are aware of the applicable laws in your local state, how you can calculate damages, and the best way to show evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but dealing with the needs from creditors for fast payment. It permits you to make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve your debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be expected to live for many years beneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to include a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.