We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to have already been harmed by other people inside an accident or due to negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the way it is for a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. Each time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a company who may have or maybe necessary for law to get Worker’s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a restricted time period in order to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. That is why it is important to have proper legal representation by a qualified accidental injuries lawyer so that the rights of employees are upheld. In the case of accidental injuries caused by a car accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering due to the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When a physical injury is a result of the negligent operation of your vehicle, the motorist of the vehicle has to held accountable for the effects of those negligence. Ever since the laws of every state will vary, it is essential to possess a local attorney familiar with motor vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for other users of your road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to look at the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can enjoy an important role in proving liability within a dog bite case because they are aware of the applicable laws inside your local state, how you can calculate damages, and the most effective way to present evidence. To become successful in the accidental injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but coping with the needs from creditors for immediate payment. It allows you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be necessary to live for many years under the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Business owners and people can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.