We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have already been harmed by other people in an accident or as a result of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the truth with respect to a client at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. When a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is successful the total amount claimed will probably be protected by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is usually compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be used by an employer who may have or maybe essental to law to have Worker’s Compensation Insurance, and they should have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a restricted timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability of the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the volume of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of personal injury due to a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an injury comes from the negligent operation of your vehicle, the motorist of the vehicle needs to held accountable for the results of the negligence. Because the laws for each state are different, you should use a local attorney familiar with car accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few choices for a successful defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case since they are aware of the applicable laws in your local state, how you can calculate damages, and an effective way to show evidence. In order to be successful within a injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest concern is not absence of income, but working with the demands from creditors for immediate payment. It enables you to maintain your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up necessary to live for quite some time beneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It must include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to create an educated decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties useful.