We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to have already been harmed by someone else within an accident or because of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the situation with respect to a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to help them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at work. Whenever a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be paid by the employerâ€™s insurance. There are actually four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be hired by a business that has or is essental to law to obtain Workerâ€™s Compensation Insurance, and so they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a restricted timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability from the worker to obtain compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance carrier. That is why you should have proper legal representation with a qualified accidental injuries lawyer so that the rights of staff is upheld. When it comes to personal injury caused by a car accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When a personal injury results from the negligent operation of your vehicle, the operator from the vehicle must held liable for the consequences of these negligence. Since the laws for each state are not the same, it is essential to possess a local attorney experienced in car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance company along with the at-fault motorist to check the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider when the attack occurred in the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability in the dog bite case as they be aware of applicable laws inside your local state, how to calculate damages, and an effective way to offer evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but handling the requirements from creditors for fast payment. It lets you keep your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be needed to live for several years under the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Business people and individuals also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to make an informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.