We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when somebody has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to are already harmed by another person in an accident or as a result of negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the situation on behalf of a client at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the main mandate being to help them acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. Every time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed is going to be paid by the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory using the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be used by a company having or perhaps is needed by law to have Worker’s Compensation Insurance, and they should have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason you should have proper legal representation by way of a qualified accidental injury lawyer so that the rights of staff is upheld. In the case of personal injury caused by a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When a personal injury results from the negligent operation of the vehicle, the motorist in the vehicle needs to held responsible for the results of these negligence. Because the laws of each state are different, it is very important possess a local attorney experienced with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users from the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few choices for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred in the insured’s property. A dog bite attorney can start to play a crucial role in proving liability in the dog bite case since they understand the applicable laws within your local state, how you can calculate damages, and the simplest way to offer evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but coping with the needs from creditors for fast payment. It lets you keep the home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan payments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business owners and folks also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to produce an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.