We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when a person has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states happen to be harmed by other people in a accident or on account of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized when a injury lawyer represents the way it is for a client with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most important mandate being to assist them to obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Whenever a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed is going to be protected by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is normally compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a company having or maybe required by law to obtain Worker’s Compensation Insurance, and they must have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a restricted time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of the worker to obtain compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance company. This is why it is very important have proper legal representation by a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to accidental injury as a result of vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation for the loss and suffering due to the negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a physical injury is a result of the negligent operation of any vehicle, the driver of the vehicle needs to held liable for the consequences of these negligence. Considering that the laws for each state are not the same, you should have a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few selections for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A dog bite attorney can play a vital role in proving liability in a dog bite case as they be aware of applicable laws with your local state, how to calculate damages, and an effective way to provide evidence. To become successful in a injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not lack of income, but coping with the demands from creditors for immediate payment. It permits you to make your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage payments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be required to live for many years under the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business people and folks could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to help make an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.