We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to happen to be harmed by another person in an accident or due to negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injury lawyer represents the truth on behalf of a client with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to help them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Each time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be covered by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business that has or maybe necessary for law to have Worker’s Compensation Insurance, and they also should have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability in the worker to receive compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of staff is upheld. With regards to accidental injury caused by a automobile accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of the vehicle, the driver of your vehicle must held liable for the effects of these negligence. Ever since the laws for each state are different, it is important to use a local attorney proficient in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users from the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability within a dog bite case because they be aware of applicable laws within your local state, how you can calculate damages, and the best way to show evidence. To be successful in a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest issue is not deficiency of income, but handling the requirements from creditors for immediate payment. It permits you to keep the home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be expected to live for many years under the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business owners and folks may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.