We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when somebody continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states have already been harmed by someone else within an accident or on account of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized when a personal injury lawyer represents the situation on behalf of a client at a civil court proceeding. There are many duties your own injury lawyer performs in aiding the clientele, the main mandate being to help them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at the job. Whenever a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed will be protected by the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a company who may have or possibly is needed by law to obtain Workerâ€™s Compensation Insurance, plus they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a restricted time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation with a qualified injury lawyer to ensure the rights of staff is upheld. In the case of personal injury caused by a vehicle accident, a vehicle wreck lawyer will represent you to ensure you obtain the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident results from the negligent operation of your vehicle, the driver from the vehicle should held to blame for the results of those negligence. Ever since the laws of every state are different, it is important to use a local attorney proficient in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier along with the at-fault motorist to evaluate the situation and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few selections for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred around the insuredâ€™s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case since they are aware of the applicable laws with your local state, the best way to calculate damages, and the best way to present evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest issue is not lack of income, but coping with the demands from creditors for immediate payment. It allows you to make your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan repayments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up required to live for several years within the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to make an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.