We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when an individual has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states have been harmed by other people in a accident or as a result of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the case on behalf of a customer at a civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to get the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at work. When a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will be covered by the employer’s liability insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a company who may have or possibly is needed by law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a restricted timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability of your worker to obtain compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance firm. For this reason it is very important have proper legal representation by a qualified injury lawyer to ensure the rights of employees are upheld. When it comes to accidental injury due to a motor vehicle accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When a personal injury results from the negligent operation of the vehicle, the driver of the vehicle should held liable for the effects of these negligence. Because the laws for each state will vary, it is essential to have a local attorney experienced in motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few options for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case since they understand the applicable laws in your local state, the best way to calculate damages, and an effective way to show evidence. Just to be successful within a injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, there are long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but coping with the requirements from creditors for fast payment. It lets you keep the home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan payments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up needed to live for several years underneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.