We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by other people in a accident or due to negligence and who can be held legally liable for such harm. Your own injury case becomes formalized each time a injury lawyer represents the way it is on behalf of a person at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most important mandate being to enable them to receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused a car accident or injury at the job. Every time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be covered by the employer’s insurance. You will find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is often compulsory using the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be employed by an employer having or maybe necessary for law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing that the ability in the worker to get compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation by a qualified personal injury lawyer to ensure the rights of personnel are upheld. In the case of injury due to a car accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident comes from the negligent operation of the vehicle, the operator from the vehicle must held to blame for the consequences of such negligence. Ever since the laws of each and every state are not the same, it is essential to have a local attorney experienced in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few choices for a successful defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability inside a dog bite case as they understand the applicable laws within your local state, the way to calculate damages, and the best way to offer evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest concern is not lack of income, but coping with the needs from creditors for immediate payment. It allows you to make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be expected to live for several years underneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to make an educated decision about the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.