We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when a person has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody promises to are already harmed by other people in a accident or on account of negligence and who can be held legally responsible for such harm. An individual injury case becomes formalized every time a injury lawyer represents the situation with respect to a person in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the main mandate being to help them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Every time a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is successful the amount claimed is going to be paid by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer having or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they also must have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of your worker to get compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the volume of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer so that the rights of employees are upheld. When it comes to injury caused by a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an injury is a result of the negligent operation of a vehicle, the driver from the vehicle should held responsible for the consequences of these negligence. Because the laws for each state are not the same, it is important to have got a local attorney experienced with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few options for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case while they be aware of applicable laws with your local state, the way to calculate damages, and the best way to offer evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not lack of income, but working with the needs from creditors for fast payment. It lets you make your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up needed to live for a long time under the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to help make a well informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.