We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when an individual has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to have been harmed by another person inside an accident or because of negligence and who could be held legally responsible for such harm. A personal injury case becomes formalized each time a injury lawyer represents the way it is on the part of a customer with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the main mandate being to assist them to acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a car accident or injury at the office. Whenever a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be protected by the employer’s insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is generally compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a company who has or maybe needed by law to get Worker’s Compensation Insurance, and they also must have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a small period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability from the worker to acquire compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance firm. That is why it is important to have proper legal representation from a qualified injury lawyer to ensure the rights of personnel are upheld. In the case of accidental injuries due to a vehicle accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury results from the negligent operation of the vehicle, the operator in the vehicle should held responsible for the outcomes of these negligence. Ever since the laws of each and every state are very different, it is important to possess a local attorney proficient in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer as well as the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred on the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case because they are aware of the applicable laws with your local state, the way to calculate damages, and the best way to offer evidence. To be successful in a injury slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but dealing with the demands from creditors for immediate payment. It permits you to keep your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be expected to live for a long time underneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.