We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to have been harmed by another person inside an accident or as a result of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the way it is for a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to assist them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. When a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will likely be protected by the employerâ€™s insurance. There are four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be employed by a company that has or possibly is needed by law to get Workerâ€™s Compensation Insurance, plus they need to have been injured at work due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability from the worker to obtain compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of personnel are upheld. When it comes to accidental injury as a result of motor vehicle accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When a personal injury results from the negligent operation of the vehicle, the driver of your vehicle has to held accountable for the outcomes of the negligence. Since the laws of every state will vary, it is very important have a local attorney experienced in car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for other users of the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurer as well as the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few selections for an effective defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically affected by the trauma. You may pursue an insurance claim up against the dog ownerâ€™s home insurance provider in case the attack occurred about the insuredâ€™s property. Your dog bite attorney may play a crucial role in proving liability within a dog bite case since they are aware of the applicable laws in your local state, how to calculate damages, and the best way to show evidence. Just to be successful within a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but working with the demands from creditors for fast payment. It permits you to keep the home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be expected to live for quite some time under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Business people and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to produce an educated decision about the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.