We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when a person has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to have already been harmed by another person in an accident or due to negligence and who might be held legally liable for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the truth with respect to a person at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most important mandate being to assist them get the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the job. When a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is successful the amount claimed will likely be protected by the employer’s liability insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business having or is essental to law to obtain Worker’s Compensation Insurance, and so they need to have been injured at work as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited period of time where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability of the worker to obtain compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance company. This is the reason you should have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of workers are upheld. In the case of injury due to a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an accident is a result of the negligent operation of any vehicle, the driver in the vehicle must held accountable for the consequences of the negligence. Since the laws of each state are very different, you should possess a local attorney proficient in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for other users from the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for a successful defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can start to play a crucial role in proving liability in the dog bite case since they are aware of the applicable laws with your local state, the best way to calculate damages, and the simplest way to provide evidence. To become successful within a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest dilemma is not insufficient income, but dealing with the requirements from creditors for immediate payment. It allows you to keep your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan repayments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up necessary to live for many years beneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to create a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.