We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when a person has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to are already harmed by other people inside an accident or as a result of negligence and who could be held legally responsible for such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the truth for a person in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them to receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. Each time a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will likely be included in the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a company having or maybe essental to law to possess Worker’s Compensation Insurance, plus they need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a limited timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability in the worker to receive compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance firm. For this reason you should have proper legal representation from a qualified accidental injury lawyer to be sure the rights of staff is upheld. When it comes to personal injury because of a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury is a result of the negligent operation of a vehicle, the operator from the vehicle has to held to blame for the effects of such negligence. Ever since the laws of each state are different, it is very important use a local attorney experienced with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to examine the way it is and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can enjoy a vital role in proving liability inside a dog bite case while they understand the applicable laws inside your local state, the way to calculate damages, and the best way to provide evidence. Just to be successful in a injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest problem is not lack of income, but coping with the demands from creditors for fast payment. It allows you to maintain your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be needed to live for quite some time under the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Company owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to make an informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.