We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to have been harmed by someone else in an accident or as a result of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the case on behalf of a client at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them to receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at work. When a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is successful the amount claimed will probably be protected by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a business who may have or maybe required by law to possess Worker’s Compensation Insurance, and they will need to have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a restricted time period in which to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the number of claims paid out by their insurance carrier. That is why it is very important have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the case of personal injury due to a car accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an accident comes from the negligent operation of any vehicle, the driver from the vehicle has to held to blame for the outcomes of the negligence. Considering that the laws of every state will vary, you should possess a local attorney experienced in motor vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few choices for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney may play a vital role in proving liability within a dog bite case as they are aware of the applicable laws within your local state, how you can calculate damages, and an effective way to present evidence. Just to be successful within a injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not absence of income, but coping with the requirements from creditors for immediate payment. It enables you to make your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by using all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be expected to live for many years underneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business people and individuals also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to create a well informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.