We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when an individual is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by another person inside an accident or on account of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the truth for a customer at the civil court proceeding. There are many duties your own injury lawyer performs in aiding the clientele, the most important mandate being to enable them to acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at work. When a worker continues to be hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be covered by the employer’s liability insurance. There are four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by an employer that has or possibly is needed by law to have Worker’s Compensation Insurance, and so they must have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability from the worker to receive compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why it is very important have proper legal representation with a qualified personal injury lawyer to ensure the rights of personnel are upheld. With regards to personal injury caused by a motor vehicle accident, a car wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an injury is a result of the negligent operation of the vehicle, the driver of the vehicle has to held liable for the outcomes of the negligence. Considering that the laws of every state are not the same, it is important to use a local attorney proficient in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users of your road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to check the case and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A dog bite attorney can start to play a crucial role in proving liability inside a dog bite case because they be aware of applicable laws with your local state, how to calculate damages, and the best way to offer evidence. To become successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest concern is not insufficient income, but coping with the needs from creditors for fast payment. It lets you keep the home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for several years under the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Company owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.