We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when an individual is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to have been harmed by someone else in an accident or as a result of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the way it is for a client at a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Each time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed is going to be included in the employer’s liability insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is normally compulsory with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business that has or possibly is essental to law to get Worker’s Compensation Insurance, and they should have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability of the worker to get compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. In the case of accidental injuries caused by a car accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When a physical injury is a result of the negligent operation of a vehicle, the operator from the vehicle should held to blame for the results of those negligence. Since the laws of each state are different, it is essential to have got a local attorney experienced in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case since they know the applicable laws within your local state, how to calculate damages, and an effective way to present evidence. To become successful in a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest problem is not insufficient income, but coping with the needs from creditors for immediate payment. It enables you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be necessary to live for a long time within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business people and people could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to make a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.