We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to have been harmed by other people in an accident or as a result of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized each time a accidental injury lawyer represents the case with respect to a client with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to assist them receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. When a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will likely be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is often compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by an employer who has or is necessary for law to possess Worker’s Compensation Insurance, plus they will need to have been injured at the job due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue while there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing which the ability from the worker to receive compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the volume of claims paid out by their insurance company. This is why it is essential to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of personnel are upheld. In the case of injury due to a car accident, an automobile wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When a personal injury comes from the negligent operation of any vehicle, the operator from the vehicle must held to blame for the consequences of such negligence. Ever since the laws of every state will vary, it is important to have a local attorney familiar with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer and the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case since they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to provide evidence. Just to be successful in a injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest concern is not insufficient income, but dealing with the requirements from creditors for fast payment. It allows you to make your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan payments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be necessary to live for many years within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Business owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.