We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have been harmed by someone else in an accident or as a result of negligence and who might be held legally liable for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the situation with respect to a person with a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the main mandate being to assist them acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Every time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will be covered by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by a company that has or possibly is required by law to possess Worker’s Compensation Insurance, and they need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability of your worker to get compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance provider. That is why you should have proper legal representation from a qualified injury lawyer to guarantee the rights of staff is upheld. In the case of accidental injuries as a result of vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the motorist from the vehicle needs to held to blame for the effects of such negligence. Considering that the laws of every state are different, you should use a local attorney proficient in motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney can start to play an important role in proving liability in the dog bite case while they are aware of the applicable laws within your local state, how you can calculate damages, and the best way to show evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but coping with the needs from creditors for immediate payment. It permits you to keep your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Company owners and people can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to produce an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.