We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when someone has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states are already harmed by other people within an accident or as a result of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the case for a client in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the office. Every time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be protected by the employer’s insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a company having or possibly is essental to law to get Worker’s Compensation Insurance, plus they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a small time period in which to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability from the worker to get compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance provider. That is why it is important to have proper legal representation with a qualified injury lawyer to be sure the rights of staff is upheld. With regards to accidental injury because of a motor vehicle accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a personal injury is a result of the negligent operation of any vehicle, the operator from the vehicle has to held to blame for the outcomes of these negligence. Ever since the laws for each state are very different, it is important to possess a local attorney proficient in motor vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to examine the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few choices for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case since they be aware of applicable laws in your local state, how you can calculate damages, and the simplest way to offer evidence. To become successful in a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest problem is not absence of income, but dealing with the demands from creditors for fast payment. It permits you to make your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan payments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up required to live for a long time under the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs in the debtor sufficient allowing a creditor to produce a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.