We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have been harmed by other people inside an accident or due to negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the truth for a person in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the most significant mandate being to help them obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at the office. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a company who may have or is needed by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the job on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a restricted time period in order to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability in the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the volume of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by way of a qualified injury lawyer so that the rights of employees are upheld. In the matter of accidental injury because of a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident results from the negligent operation of your vehicle, the motorist of the vehicle has to held accountable for the consequences of such negligence. Considering that the laws for each state will vary, you should possess a local attorney proficient in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users from the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few choices for a successful defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case while they are aware of the applicable laws inside your local state, how to calculate damages, and the best way to provide evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest issue is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It permits you to keep the home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan repayments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up needed to live for a long time underneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Company owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to produce an informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.