We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states have been harmed by another person in an accident or due to negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the case on behalf of a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the most important mandate being to assist them acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at work. When a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the amount claimed will probably be covered by the employer’s insurance. There are four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is usually compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be used by a company that has or maybe needed by law to have Worker’s Compensation Insurance, and they also will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a small period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability in the worker to acquire compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance firm. This is why it is essential to have proper legal representation with a qualified injury lawyer to be sure the rights of workers are upheld. In the case of personal injury because of a vehicle accident, an automobile wreck lawyer will handle your case to make sure you get the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an injury is a result of the negligent operation of your vehicle, the motorist in the vehicle has to held accountable for the results of those negligence. Ever since the laws for each state are very different, it is important to possess a local attorney experienced in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for all other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few selections for a successful defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred in the insured’s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they are aware of the applicable laws with your local state, how you can calculate damages, and the most effective way to show evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you can find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest problem is not insufficient income, but working with the needs from creditors for fast payment. It permits you to keep the home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage payments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be necessary to live for quite some time beneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Company owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of your debtor sufficient to enable a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.