We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when somebody has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to happen to be harmed by another person in an accident or on account of negligence and who might be held legally liable for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the case for a person at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding the clientele, the main mandate being to help them obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Whenever a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed is going to be paid by the employer’s insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by an employer having or is necessary for law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the job because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a restricted period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation can be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance provider. That is why it is essential to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of personnel are upheld. When it comes to injury caused by a car accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering due to the negligence of an individual else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an injury comes from the negligent operation of the vehicle, the driver of the vehicle must held to blame for the effects of such negligence. Ever since the laws of each state are different, you should have got a local attorney experienced in automobile accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however, for other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the way it is and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case as they be aware of applicable laws in your local state, how you can calculate damages, and the most effective way to present evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest issue is not deficiency of income, but coping with the needs from creditors for immediate payment. It enables you to keep the home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage payments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up needed to live for quite some time under the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.