We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states have already been harmed by someone else in an accident or because of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the way it is on the part of a person at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at the job. When a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be included in the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is often compulsory together with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a business having or possibly is needed by law to get Worker’s Compensation Insurance, and so they must have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a small period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of your worker to get compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by a qualified accidental injury lawyer so that the rights of personnel are upheld. With regards to accidental injuries caused by a automobile accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your loss and suffering because of the negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an injury comes from the negligent operation of the vehicle, the motorist of your vehicle needs to held responsible for the results of such negligence. Since the laws of each state are not the same, it is important to possess a local attorney familiar with car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few selections for an effective defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability within a dog bite case while they know the applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but working with the needs from creditors for immediate payment. It allows you to keep the home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will certainly be expected to live for many years beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Company owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.