We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to happen to be harmed by someone else in an accident or due to negligence and who could be held legally liable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the case on the part of a customer with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to assist them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Each time a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed is going to be covered by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory together with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a business that has or possibly is needed by law to possess Worker’s Compensation Insurance, plus they must have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted period of time to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability of the worker to receive compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is the reason you should have proper legal representation from a qualified personal injury lawyer so that the rights of employees are upheld. When it comes to accidental injuries due to a vehicle accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a personal injury results from the negligent operation of a vehicle, the driver in the vehicle has to held to blame for the results of these negligence. Considering that the laws for each state are different, it is very important use a local attorney familiar with automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all the other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred about the insured’s property. A dog bite attorney can start to play a vital role in proving liability in the dog bite case as they are aware of the applicable laws in your local state, how to calculate damages, and the best way to show evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest issue is not insufficient income, but handling the requirements from creditors for immediate payment. It permits you to maintain your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed mortgage payments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be expected to live for several years underneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Companies and individuals can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.