We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to have already been harmed by other people in a accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized when a injury lawyer represents the situation on the part of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for any sort of accident or injury at your workplace. Every time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed will be included in the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is often compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who has or maybe essental to law to possess Worker’s Compensation Insurance, plus they must have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a small timeframe to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance carrier. For this reason you should have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of staff is upheld. When it comes to personal injury because of a car accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering due to negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury is a result of the negligent operation of your vehicle, the operator of the vehicle has to held liable for the effects of the negligence. Ever since the laws of each and every state are not the same, it is very important use a local attorney proficient in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for other users of your road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A dog bite attorney may play an important role in proving liability inside a dog bite case as they understand the applicable laws with your local state, how you can calculate damages, and an effective way to provide evidence. Just to be successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest issue is not lack of income, but coping with the needs from creditors for fast payment. It enables you to keep your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Just about the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be required to live for several years underneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and people may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties useful.