We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual claims to are already harmed by someone else in an accident or due to negligence and who can be held legally accountable for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the case on the part of a person in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. When a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed is going to be included in the employerâ€™s insurance. You can find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be used by a company that has or is necessary for law to have Workerâ€™s Compensation Insurance, and so they need to have been injured at work because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a small period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability in the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance carrier. This is the reason it is important to have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. When it comes to accidental injuries as a result of motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident comes from the negligent operation of any vehicle, the motorist in the vehicle needs to held to blame for the effects of those negligence. Considering that the laws for each state are not the same, it is essential to have got a local attorney experienced in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for all other users from the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few options for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider in case the attack occurred in the insuredâ€™s property. A dog bite attorney can play an important role in proving liability in a dog bite case as they understand the applicable laws with your local state, how to calculate damages, and the most effective way to present evidence. To become successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but dealing with the needs from creditors for fast payment. It permits you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for several years under the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business owners and people may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to help make a knowledgeable decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties appealing.