We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to happen to be harmed by another person inside an accident or due to negligence and who can be held legally accountable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation on the part of a person at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most important mandate being to assist them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Whenever a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be covered by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for workers is often compulsory with all the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be used by a business having or is required by law to possess Workerâ€™s Compensation Insurance, and so they should have been injured at the office due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a small period of time in which to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of your worker to obtain compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation with a qualified injury lawyer so that the rights of personnel are upheld. With regards to accidental injuries caused by a car accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury comes from the negligent operation of any vehicle, the operator in the vehicle must held liable for the outcomes of those negligence. Since the laws for each state will vary, it is very important use a local attorney experienced in automobile accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for other users of the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few choices for an effective defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s property insurance provider when the attack occurred in the insuredâ€™s property. A dog bite attorney can start to play a crucial role in proving liability in a dog bite case as they are aware of the applicable laws with your local state, the best way to calculate damages, and an effective way to show evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, there are long-term consequences for many who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not absence of income, but coping with the requirements from creditors for fast payment. It permits you to keep the home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan payments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be required to live for several years within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information about the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to produce an informed decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.