We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to happen to be harmed by other people in a accident or as a result of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized each time a injury lawyer represents the case on the part of a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at the job. When a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be covered by the employer’s liability insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a business who has or possibly is needed by law to possess Worker’s Compensation Insurance, and they must have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a restricted time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the volume of claims paid out by their insurance company. For this reason it is important to have proper legal representation with a qualified accidental injury lawyer to ensure the rights of workers are upheld. With regards to accidental injuries because of a automobile accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering due to the negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an accident is a result of the negligent operation of your vehicle, the operator from the vehicle should held accountable for the effects of the negligence. Considering that the laws of each and every state are different, you should have got a local attorney experienced with car accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to examine the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few options for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they understand the applicable laws in your local state, how you can calculate damages, and the most effective way to offer evidence. To be successful inside a injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest problem is not insufficient income, but coping with the demands from creditors for fast payment. It lets you keep the home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be needed to live for quite some time under the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.