We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when someone has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states are already harmed by other people inside an accident or because of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the case on behalf of a person in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most important mandate being to help them get the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at your workplace. Each time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed is going to be paid by the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company having or perhaps is essental to law to obtain Worker’s Compensation Insurance, and so they must have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small time frame to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability from the worker to get compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance company. That is why it is important to have proper legal representation from a qualified accidental injury lawyer to guarantee the rights of staff is upheld. When it comes to personal injury caused by a motor vehicle accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the driver of the vehicle has to held to blame for the outcomes of the negligence. Ever since the laws of each and every state are different, it is important to have a local attorney experienced in automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all the other users from the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred around the insured’s property. A dog bite attorney can play an important role in proving liability in a dog bite case because they are aware of the applicable laws with your local state, how to calculate damages, and the most effective way to offer evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It permits you to make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up needed to live for quite some time under the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Business people and folks could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.