We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when someone continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states to have already been harmed by other people in a accident or as a result of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the case on behalf of a customer at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. Every time a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed will be covered by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a company who may have or is needed by law to get Worker’s Compensation Insurance, plus they need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a restricted time period to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance company. For this reason you should have proper legal representation by a qualified injury lawyer so that the rights of workers are upheld. With regards to accidental injuries because of a automobile accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an injury comes from the negligent operation of your vehicle, the operator from the vehicle should held liable for the consequences of the negligence. Considering that the laws of each and every state are different, it is essential to have got a local attorney experienced in motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all the other users of your road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case because they are aware of the applicable laws within your local state, how you can calculate damages, and an effective way to present evidence. To become successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest concern is not insufficient income, but working with the demands from creditors for fast payment. It permits you to make your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by using all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan payments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will certainly be needed to live for many years under the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business people and folks also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to enable a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.