We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have already been harmed by other people inside an accident or due to negligence and who might be held legally liable for such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the situation for a person with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them get the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at your workplace. Each time a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed will probably be included in the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is often compulsory with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer having or perhaps is needed by law to get Workerâ€™s Compensation Insurance, plus they must have been injured at the office because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance firm. For this reason it is very important have proper legal representation with a qualified injury lawyer to guarantee the rights of staff is upheld. With regards to personal injury caused by a vehicle accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the driver in the vehicle must held responsible for the consequences of those negligence. Because the laws of each state are different, it is essential to have got a local attorney experienced in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users from the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance company and the at-fault motorist to examine the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider if the attack occurred on the insuredâ€™s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case as they understand the applicable laws with your local state, the way to calculate damages, and an effective way to present evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to deal with overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest issue is not insufficient income, but working with the needs from creditors for immediate payment. It allows you to maintain your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be needed to live for several years under the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Company owners and individuals may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to produce an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.