We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to have been harmed by someone else within an accident or because of negligence and who could be held legally accountable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the case with respect to a customer in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the main mandate being to assist them get the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Whenever a worker has become hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a company who has or perhaps is necessary for law to have Worker’s Compensation Insurance, and so they will need to have been injured at work because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a restricted time period in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability of the worker to receive compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance company. This is why you should have proper legal representation from a qualified personal injury lawyer to be sure the rights of personnel are upheld. With regards to injury because of a automobile accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an injury results from the negligent operation of the vehicle, the driver of the vehicle needs to held to blame for the consequences of such negligence. Because the laws of each and every state will vary, it is important to have a local attorney experienced in car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can play a crucial role in proving liability in a dog bite case since they know the applicable laws within your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you can find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not insufficient income, but coping with the requirements from creditors for immediate payment. It enables you to keep the home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up expected to live for many years underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to produce an educated decision about the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.