We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when somebody continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to have been harmed by somebody else inside an accident or because of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the situation for a person in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the amount claimed is going to be protected by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is generally compulsory with the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company having or possibly is needed by law to possess Worker’s Compensation Insurance, and they also will need to have been injured at work as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a limited period of time in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability in the worker to receive compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance provider. That is why it is essential to have proper legal representation by way of a qualified injury lawyer so that the rights of staff is upheld. In the matter of personal injury due to a car accident, an automobile wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering due to the negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury results from the negligent operation of a vehicle, the operator of the vehicle must held accountable for the effects of those negligence. Ever since the laws of each and every state are very different, it is very important use a local attorney proficient in car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the case and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability in a dog bite case while they are aware of the applicable laws within your local state, how to calculate damages, and an effective way to present evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually vary from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but dealing with the demands from creditors for fast payment. It allows you to keep the home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be necessary to live for several years underneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Business people and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.