We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to are already harmed by someone else in an accident or on account of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the way it is on behalf of a client in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them obtain the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the office. When a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed is going to be covered by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is usually compulsory with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer who has or possibly is necessary for law to have Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a restricted time frame to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of the worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the amount of claims paid out by their insurance provider. That is why it is important to have proper legal representation with a qualified personal injury lawyer to be sure the rights of workers are upheld. In the matter of injury because of a vehicle accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a personal injury results from the negligent operation of any vehicle, the operator of your vehicle must held to blame for the consequences of those negligence. Ever since the laws of each and every state are different, it is essential to possess a local attorney experienced with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to evaluate the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred in the insured’s property. A dog bite attorney can start to play a crucial role in proving liability in a dog bite case since they know the applicable laws with your local state, the way to calculate damages, and the most effective way to present evidence. To become successful in a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually vary from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to handle overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest concern is not absence of income, but working with the requirements from creditors for immediate payment. It lets you maintain your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. Just about the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be required to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Business people and people also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to make a knowledgeable decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.