We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to happen to be harmed by another person in a accident or due to negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the situation on the part of a client at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them to get the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Each time a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be covered by the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be hired by a business that has or perhaps is required by law to obtain Workerâ€™s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a restricted period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability from the worker to get compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance company. For this reason it is important to have proper legal representation with a qualified accidental injury lawyer so that the rights of workers are upheld. With regards to injury due to a automobile accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of any vehicle, the operator of your vehicle must held accountable for the consequences of the negligence. Because the laws of each and every state are different, it is important to use a local attorney familiar with motor vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all the other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driverâ€™s insurance carrier along with the at-fault motorist to evaluate the case and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few options for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider when the attack occurred on the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability in the dog bite case while they be aware of applicable laws within your local state, the best way to calculate damages, and the best way to provide evidence. To become successful in the injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest problem is not lack of income, but coping with the demands from creditors for fast payment. It permits you to maintain your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate the debt by using all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up needed to live for several years within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Company owners and people could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.