We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when an individual continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have been harmed by someone else within an accident or due to negligence and who can be held legally liable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the way it is with respect to a client at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence is responsible for a crash or injury at work. When a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed will be paid by the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is usually compulsory together with the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a company that has or possibly is essental to law to get Worker’s Compensation Insurance, and they also must have been injured at the job due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a small time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by a qualified injury lawyer to ensure the rights of personnel are upheld. When it comes to personal injury as a result of automobile accident, a vehicle wreck lawyer will handle your case to make sure you receive the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a physical injury is a result of the negligent operation of your vehicle, the operator of your vehicle must held to blame for the results of those negligence. Ever since the laws for each state are very different, you should possess a local attorney experienced in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in the dog bite case since they are aware of the applicable laws in your local state, how to calculate damages, and an effective way to show evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest dilemma is not absence of income, but coping with the demands from creditors for fast payment. It permits you to keep the home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be necessary to live for many years under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.