We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to are already harmed by someone else within an accident or because of negligence and who can be held legally liable for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the truth on behalf of a customer with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to enable them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at work. Every time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be covered by the employerâ€™s insurance. There are actually four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a company who may have or possibly is essental to law to get Workerâ€™s Compensation Insurance, and they also need to have been injured at the office because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a small time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability from the worker to get compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why it is important to have proper legal representation by a qualified personal injury lawyer to guarantee the rights of staff is upheld. With regards to accidental injury because of a automobile accident, a vehicle wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an accident is a result of the negligent operation of any vehicle, the driver from the vehicle needs to held to blame for the outcomes of such negligence. Considering that the laws of every state will vary, it is essential to have got a local attorney familiar with motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurer as well as the at-fault motorist to look at the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You can pursue an insurance claim against the dog ownerâ€™s home insurance provider in case the attack occurred on the insuredâ€™s property. A pet dog bite attorney can play a vital role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. Just to be successful in a personal injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to place signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest concern is not absence of income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan repayments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be required to live for several years within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business people and people could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.