We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when an individual has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to have already been harmed by somebody else within an accident or as a result of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the situation on the part of a client at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to help them acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. When a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be protected by the employer’s insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is generally compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a business who may have or is necessary for law to have Worker’s Compensation Insurance, and they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of the worker to acquire compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. For this reason you should have proper legal representation from a qualified personal injury lawyer so that the rights of personnel are upheld. In the matter of personal injury as a result of vehicle accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury is a result of the negligent operation of your vehicle, the operator of the vehicle needs to held responsible for the outcomes of these negligence. Since the laws for each state are very different, it is essential to have got a local attorney experienced in motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the homeowner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users of your road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the case and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney may play an important role in proving liability within a dog bite case while they be aware of applicable laws inside your local state, how you can calculate damages, and an effective way to offer evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest problem is not lack of income, but handling the demands from creditors for immediate payment. It lets you maintain your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage payments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be expected to live for a long time underneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.