We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to are already harmed by somebody else inside an accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the case with respect to a client with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to assist them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. When a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is a winner the amount claimed will be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a business who has or possibly is needed by law to obtain Worker’s Compensation Insurance, and they also must have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited time period in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability of the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation with a qualified personal injury lawyer to be sure the rights of staff is upheld. In the matter of injury caused by a motor vehicle accident, an auto wreck lawyer will represent you to make sure you get the appropriate compensation for the loss and suffering due to negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an injury results from the negligent operation of your vehicle, the operator of your vehicle must held liable for the results of the negligence. Considering that the laws of each state will vary, it is essential to possess a local attorney experienced with automobile accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for other users from the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few options for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case since they understand the applicable laws with your local state, how you can calculate damages, and the most effective way to present evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest problem is not absence of income, but working with the needs from creditors for fast payment. It permits you to make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be needed to live for several years underneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business people and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.