We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to have been harmed by someone else within an accident or on account of negligence and who can be held legally accountable for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the case on the part of a customer in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the main mandate being to enable them to receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for a car accident or injury at your workplace. When a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will likely be paid by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer who has or is necessary for law to get Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of your worker to get compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation from a qualified accidental injuries lawyer so that the rights of staff is upheld. When it comes to personal injury caused by a motor vehicle accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an injury results from the negligent operation of your vehicle, the operator of your vehicle needs to held liable for the results of the negligence. Since the laws for each state will vary, it is very important possess a local attorney experienced with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney may play a crucial role in proving liability in a dog bite case while they understand the applicable laws in your local state, the way to calculate damages, and an effective way to show evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is perfect for those whose biggest issue is not lack of income, but working with the requirements from creditors for immediate payment. It allows you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan repayments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will be expected to live for many years beneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It must include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.