We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when somebody has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states happen to be harmed by other people inside an accident or as a result of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the truth on the part of a person with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the main mandate being to assist them to get the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at your workplace. Every time a worker continues to be hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will be included in the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is usually compulsory using the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business that has or is needed by law to have Worker’s Compensation Insurance, plus they need to have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted time frame to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of your worker to get compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance firm. That is why it is essential to have proper legal representation with a qualified accidental injuries lawyer so that the rights of staff is upheld. With regards to personal injury because of a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury is a result of the negligent operation of any vehicle, the motorist from the vehicle needs to held liable for the outcomes of such negligence. Considering that the laws of each state will vary, it is very important possess a local attorney experienced with motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability within a dog bite case as they understand the applicable laws within your local state, the best way to calculate damages, and the most effective way to show evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually cover anything from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest issue is not absence of income, but working with the demands from creditors for fast payment. It allows you to maintain your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. One of the more attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for a long time under the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and people could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.