We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by another person inside an accident or because of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized when a injury lawyer represents the case on the part of a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at the job. Each time a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will likely be covered by the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by an employer who may have or possibly is needed by law to get Worker’s Compensation Insurance, and they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of your worker to get compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance company. This is why you should have proper legal representation by a qualified injury lawyer so that the rights of employees are upheld. In the matter of injury caused by a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering due to negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an injury comes from the negligent operation of a vehicle, the operator of your vehicle must held responsible for the effects of such negligence. Ever since the laws for each state are different, you should possess a local attorney proficient in automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically influenced by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney may play a crucial role in proving liability inside a dog bite case because they be aware of applicable laws with your local state, how you can calculate damages, and the best way to offer evidence. To be successful in the accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the needs from creditors for fast payment. It enables you to keep your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be necessary to live for several years underneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business people and folks could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.