We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states have been harmed by other people in an accident or due to negligence and who might be held legally liable for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the situation with respect to a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to assist them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at your workplace. Whenever a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will be covered by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is generally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer who has or perhaps is essental to law to get Worker’s Compensation Insurance, and so they will need to have been injured at work due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the volume of claims paid out by their insurance carrier. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer so that the rights of workers are upheld. In the case of injury as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering due to the negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an injury is a result of the negligent operation of a vehicle, the motorist from the vehicle must held liable for the outcomes of those negligence. Since the laws of every state are very different, it is very important have a local attorney familiar with automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for other users of your road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to look at the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few choices for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney may play a vital role in proving liability within a dog bite case because they know the applicable laws in your local state, the best way to calculate damages, and the most effective way to provide evidence. In order to be successful in the injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest issue is not insufficient income, but coping with the needs from creditors for fast payment. It enables you to make your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be needed to live for quite some time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business people and folks also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain information about the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to make an informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.