We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have already been harmed by another person in an accident or due to negligence and who may be held legally responsible for such harm. A private injury case becomes formalized whenever a injury lawyer represents the truth with respect to a client with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to help them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at the job. When a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will be protected by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is often compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a company having or maybe required by law to get Worker’s Compensation Insurance, plus they should have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a small period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of the worker to get compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the number of claims paid out by their insurance company. That is why you should have proper legal representation from a qualified personal injury lawyer to guarantee the rights of employees are upheld. With regards to accidental injury as a result of vehicle accident, a vehicle wreck lawyer will handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury results from the negligent operation of a vehicle, the motorist in the vehicle has to held liable for the effects of those negligence. Considering that the laws of each state are different, it is essential to have got a local attorney experienced with automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all other users from the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to look at the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case since they be aware of applicable laws within your local state, how to calculate damages, and the best way to provide evidence. To become successful inside a personal injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not lack of income, but working with the demands from creditors for immediate payment. It enables you to maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage payments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be expected to live for quite some time underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Company owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to create an informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.