We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states are already harmed by another person within an accident or as a result of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the truth with respect to a client at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Every time a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed will probably be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is often compulsory together with the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company who has or possibly is essental to law to possess Worker’s Compensation Insurance, and they also need to have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a limited period of time in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of your worker to get compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance company. This is why you should have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of employees are upheld. In the case of accidental injury caused by a motor vehicle accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury results from the negligent operation of your vehicle, the operator in the vehicle has to held accountable for the results of these negligence. Because the laws for each state are not the same, it is essential to have a local attorney experienced in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few choices for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can enjoy an important role in proving liability inside a dog bite case while they know the applicable laws within your local state, the best way to calculate damages, and the simplest way to offer evidence. Just to be successful inside a injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, there are actually long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not insufficient income, but handling the requirements from creditors for fast payment. It lets you make your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be needed to live for several years underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Company owners and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.