We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when an individual has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states have already been harmed by another person within an accident or because of negligence and who can be held legally liable for such harm. A private injury case becomes formalized when a personal injury lawyer represents the situation on behalf of a client at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at the job. Every time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will probably be paid by the employer’s insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is normally compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by an employer having or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they also should have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a limited time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability in the worker to receive compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the volume of claims paid out by their insurance company. That is why it is very important have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of staff is upheld. In the matter of accidental injury because of a automobile accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering due to negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the operator of the vehicle should held responsible for the effects of these negligence. Since the laws for each state are different, you should have a local attorney experienced with car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer and the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few selections for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred around the insured’s property. A dog bite attorney can play a vital role in proving liability in the dog bite case because they know the applicable laws in your local state, the way to calculate damages, and the simplest way to provide evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but dealing with the requirements from creditors for fast payment. It permits you to keep your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed mortgage repayments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be required to live for many years within the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Business owners and people could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.