We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when somebody has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to are already harmed by another person in an accident or as a result of negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the situation on the part of a client at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Whenever a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be protected by the employer’s insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a company who has or maybe required by law to possess Worker’s Compensation Insurance, and they also will need to have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a limited period of time in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the volume of claims paid out by their insurance provider. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the case of accidental injury due to a car accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an accident comes from the negligent operation of any vehicle, the driver in the vehicle needs to held to blame for the outcomes of such negligence. Because the laws of each state are not the same, it is very important have a local attorney familiar with car accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case because they know the applicable laws within your local state, how to calculate damages, and the simplest way to show evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you can find long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest issue is not insufficient income, but working with the requirements from creditors for immediate payment. It allows you to keep your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage repayments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be required to live for several years under the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Company owners and people also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to produce a knowledgeable decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.