We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to happen to be harmed by other people in an accident or because of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized every time a accidental injury lawyer represents the way it is on behalf of a customer in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most important mandate being to enable them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Each time a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be included in the employerâ€™s insurance. You will find four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is usually compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by a company that has or is required by law to possess Workerâ€™s Compensation Insurance, and they also need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a limited period of time to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability of your worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of workers are upheld. In the case of personal injury because of a car accident, a vehicle wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a physical injury is a result of the negligent operation of your vehicle, the motorist from the vehicle needs to held accountable for the outcomes of those negligence. Ever since the laws of each state are different, you should possess a local attorney experienced in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance provider and the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s home insurance provider if the attack occurred about the insuredâ€™s property. Your dog bite attorney may play a crucial role in proving liability inside a dog bite case because they know the applicable laws within your local state, the way to calculate damages, and the most effective way to present evidence. To become successful within a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest dilemma is not lack of income, but working with the demands from creditors for fast payment. It permits you to make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for several years underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to help make an educated decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.