We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states have already been harmed by another person in a accident or due to negligence and who could be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the way it is with respect to a customer at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most important mandate being to enable them to receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at the job. Whenever a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the amount claimed will be paid by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be hired by a company that has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, plus they must have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a restricted time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability of your worker to receive compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance provider. This is why you should have proper legal representation by way of a qualified injury lawyer to ensure the rights of personnel are upheld. With regards to personal injury because of a vehicle accident, a vehicle wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an accident results from the negligent operation of your vehicle, the motorist of your vehicle should held liable for the outcomes of these negligence. Considering that the laws of every state are very different, it is essential to have a local attorney proficient in car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to examine the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can start to play an important role in proving liability inside a dog bite case since they are aware of the applicable laws with your local state, the way to calculate damages, and the simplest way to show evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually vary from failure to set signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest issue is not absence of income, but handling the requirements from creditors for fast payment. It enables you to maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be expected to live for many years underneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Business people and people may also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.