We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states to have already been harmed by another person inside an accident or due to negligence and who can be held legally liable for such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the situation for a person in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to help them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at the job. Each time a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be paid by the employer’s insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is often compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a company having or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of your worker to receive compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of employees are upheld. With regards to accidental injuries as a result of car accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury results from the negligent operation of the vehicle, the operator from the vehicle must held accountable for the outcomes of those negligence. Since the laws of each state are very different, it is very important have a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users from the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he might have few alternatives for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in the dog bite case because they know the applicable laws with your local state, the best way to calculate damages, and the best way to show evidence. To be successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the demands from creditors for immediate payment. It enables you to maintain your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be needed to live for quite some time under the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Company owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.