We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when somebody continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to have already been harmed by other people in an accident or because of negligence and who can be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the case with respect to a customer at the civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. Every time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. When the claim is successful the quantity claimed will likely be paid by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a company who may have or perhaps is needed by law to obtain Worker’s Compensation Insurance, and so they should have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a limited timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of your worker to get compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the number of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of workers are upheld. When it comes to personal injury due to a motor vehicle accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering as a result of negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a personal injury is a result of the negligent operation of any vehicle, the operator of the vehicle needs to held accountable for the consequences of such negligence. Because the laws of every state are different, it is essential to have a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they are aware of the applicable laws within your local state, the best way to calculate damages, and the best way to offer evidence. To be successful inside a injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not lack of income, but handling the needs from creditors for immediate payment. It lets you keep the home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve your debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you may be expected to live for many years beneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of great interest.