We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states are already harmed by another person in an accident or on account of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the way it is with respect to a customer with a civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to help them get the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. When a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be covered by the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for workers is generally compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer who may have or maybe necessary for law to have Workerâ€™s Compensation Insurance, plus they will need to have been injured at the job because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a small period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid since the rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by a qualified accidental injuries lawyer so that the rights of employees are upheld. In the matter of personal injury as a result of automobile accident, a vehicle wreck lawyer will handle your case to make sure you receive the appropriate compensation to your loss and suffering due to negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury results from the negligent operation of a vehicle, the motorist from the vehicle has to held liable for the results of these negligence. Since the laws for each state will vary, it is very important have got a local attorney familiar with car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurer as well as the at-fault motorist to check the case and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few selections for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog ownerâ€™s property insurance provider in case the attack occurred about the insuredâ€™s property. A dog bite attorney can play a vital role in proving liability inside a dog bite case since they are aware of the applicable laws within your local state, how to calculate damages, and the simplest way to offer evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest problem is not lack of income, but working with the demands from creditors for immediate payment. It allows you to keep your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve your debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be needed to live for a long time underneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to make a knowledgeable decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.