We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states happen to be harmed by another person in an accident or due to negligence and who may be held legally liable for such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the situation on behalf of a person in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the main mandate being to assist them to acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Each time a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be covered by the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is often compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a company who has or maybe required by law to get Worker’s Compensation Insurance, plus they need to have been injured at your workplace because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a limited timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of your worker to receive compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of staff is upheld. In the case of injury caused by a automobile accident, a car wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the operator of your vehicle should held accountable for the effects of such negligence. Because the laws of each state are very different, it is important to have a local attorney experienced with automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for other users of your road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to examine the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can start to play a vital role in proving liability within a dog bite case as they be aware of applicable laws with your local state, the best way to calculate damages, and an effective way to show evidence. Just to be successful within a personal injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest problem is not deficiency of income, but handling the demands from creditors for fast payment. It allows you to make your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up expected to live for many years beneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Company owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to help make an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.