We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have been harmed by other people within an accident or because of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized every time a injury lawyer represents the way it is with respect to a customer at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at your workplace. Every time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be included in the employerâ€™s insurance. There are actually four kinds of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for employees is normally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be employed by a business having or is necessary for law to possess Workerâ€™s Compensation Insurance, plus they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing which the ability in the worker to get compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance company. This is why it is essential to have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of personnel are upheld. When it comes to personal injury due to a vehicle accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering because of the negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a personal injury results from the negligent operation of your vehicle, the driver in the vehicle must held responsible for the effects of the negligence. Because the laws of every state are very different, it is important to use a local attorney experienced in vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurer and also the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few selections for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider in the event the attack occurred in the insuredâ€™s property. Your dog bite attorney can play a crucial role in proving liability in the dog bite case because they be aware of applicable laws in your local state, how to calculate damages, and the simplest way to show evidence. To become successful in the personal injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest dilemma is not lack of income, but coping with the requirements from creditors for fast payment. It enables you to keep your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be necessary to live for many years under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.