We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when somebody continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to have already been harmed by somebody else in an accident or because of negligence and who may be held legally liable for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the way it is on behalf of a customer in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. Whenever a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be included in the employer’s insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who has or possibly is needed by law to obtain Worker’s Compensation Insurance, and they should have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a small time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing that your ability of your worker to receive compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation from a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to accidental injury due to a vehicle accident, a vehicle wreck lawyer will represent you to ensure you receive the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of any vehicle, the driver of the vehicle has to held responsible for the consequences of such negligence. Because the laws of each state are different, you should possess a local attorney experienced in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to look at the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can enjoy an important role in proving liability within a dog bite case as they are aware of the applicable laws with your local state, how you can calculate damages, and the simplest way to provide evidence. To become successful within a injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them manage overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not lack of income, but coping with the needs from creditors for fast payment. It permits you to keep your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be needed to live for quite some time under the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business owners and people may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to make an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.