We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone promises to have already been harmed by somebody else in an accident or because of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the situation with respect to a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most significant mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at the job. Every time a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will likely be included in the employer’s insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is normally compulsory using the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a company that has or maybe essental to law to obtain Worker’s Compensation Insurance, and they will need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a restricted time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of your worker to obtain compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance carrier. This is why you should have proper legal representation with a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the case of personal injury as a result of car accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a personal injury is a result of the negligent operation of your vehicle, the motorist of your vehicle must held responsible for the results of these negligence. Ever since the laws of each and every state are not the same, it is important to possess a local attorney proficient in car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability within a dog bite case since they know the applicable laws in your local state, the best way to calculate damages, and the simplest way to offer evidence. To become successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but coping with the requirements from creditors for immediate payment. It lets you maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan payments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be required to live for quite some time beneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to help make an informed decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.