We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states happen to be harmed by someone else in an accident or because of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized each time a injury lawyer represents the case on behalf of a client with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them to acquire the justice and compensation these are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the office. When a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will probably be protected by the employerâ€™s liability insurance. You will find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be hired by an employer having or perhaps is required by law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted period of time to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability in the worker to receive compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance provider. That is why it is very important have proper legal representation with a qualified injury lawyer to be sure the rights of personnel are upheld. With regards to personal injury because of a automobile accident, a vehicle wreck lawyer will handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the driver in the vehicle has to held liable for the outcomes of these negligence. Considering that the laws of every state are very different, it is important to use a local attorney experienced with car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance company as well as the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s home insurance provider in case the attack occurred around the insuredâ€™s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case as they are aware of the applicable laws within your local state, how you can calculate damages, and the most effective way to show evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest concern is not lack of income, but dealing with the demands from creditors for fast payment. It lets you keep the home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up needed to live for many years underneath the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It must feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.