We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to have been harmed by someone else in a accident or as a result of negligence and who could be held legally in charge of such harm. A private injury case becomes formalized every time a injury lawyer represents the situation on the part of a client in a civil court proceeding. There are many duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Whenever a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed is going to be protected by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is normally compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business having or maybe necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue while there is a limited time frame to report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation with a qualified accidental injuries lawyer to ensure the rights of staff is upheld. When it comes to accidental injury as a result of vehicle accident, an auto wreck lawyer will represent you to ensure you get the appropriate compensation for your loss and suffering due to negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an injury results from the negligent operation of the vehicle, the driver from the vehicle has to held to blame for the effects of those negligence. Ever since the laws of every state are different, it is important to have got a local attorney experienced in car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can start to play a vital role in proving liability within a dog bite case because they are aware of the applicable laws in your local state, the way to calculate damages, and the best way to offer evidence. To become successful in the personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to place signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the demands from creditors for fast payment. It enables you to make your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. Probably the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be necessary to live for quite some time under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Companies and people may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to create an educated decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.