We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone claims to have been harmed by somebody else in an accident or due to negligence and who might be held legally liable for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the way it is on behalf of a person at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the main mandate being to help them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused any sort of accident or injury at work. Whenever a worker is hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will probably be paid by the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is often compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer who may have or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also need to have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a restricted period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident must be notified to the employer within 30 to 40 days failing in which the ability of the worker to get compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance carrier. That is why it is essential to have proper legal representation by a qualified personal injury lawyer to be sure the rights of employees are upheld. With regards to accidental injuries as a result of car accident, an auto wreck lawyer will handle your case to ensure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of a vehicle, the operator from the vehicle should held to blame for the outcomes of the negligence. Ever since the laws of each and every state are not the same, you should have a local attorney familiar with vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to check the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability in the dog bite case since they understand the applicable laws inside your local state, the way to calculate damages, and the simplest way to offer evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but working with the demands from creditors for fast payment. It allows you to keep the home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage payments. One of the more attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up necessary to live for many years within the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Business owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to permit a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.