We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when a person is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states are already harmed by another person in an accident or as a result of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the situation for a customer in a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most important mandate being to enable them to receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Every time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be included in the employerâ€™s insurance. You can find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be used by a company that has or maybe required by law to have Workerâ€™s Compensation Insurance, plus they need to have been injured at the office on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a restricted period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability in the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay suffer from the number of claims paid out by their insurance company. That is why you should have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. In the matter of injury caused by a motor vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury comes from the negligent operation of your vehicle, the driver of the vehicle needs to held responsible for the results of the negligence. Considering that the laws for each state will vary, it is essential to have a local attorney proficient in vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for other users of the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance provider along with the at-fault motorist to evaluate the situation and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he may have few options for a successful defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider if the attack occurred around the insuredâ€™s property. A pet dog bite attorney can start to play an important role in proving liability in the dog bite case because they are aware of the applicable laws with your local state, how you can calculate damages, and the best way to provide evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to set indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, you can find long term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest problem is not lack of income, but coping with the demands from creditors for fast payment. It enables you to maintain your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will certainly be expected to live for a long time beneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Company owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to help make an informed decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.