We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to happen to be harmed by somebody else inside an accident or due to negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the truth on the part of a client with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to assist them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at work. Whenever a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed is going to be protected by the employer’s insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is generally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by an employer having or perhaps is needed by law to possess Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability in the worker to get compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the volume of claims paid out by their insurance company. For this reason you should have proper legal representation with a qualified accidental injuries lawyer to ensure the rights of staff is upheld. When it comes to accidental injuries caused by a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of any vehicle, the operator of your vehicle must held accountable for the effects of the negligence. Because the laws of each state will vary, it is very important use a local attorney proficient in motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to evaluate the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred in the insured’s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they be aware of applicable laws inside your local state, how to calculate damages, and the simplest way to provide evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest issue is not absence of income, but working with the needs from creditors for fast payment. It lets you make your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be required to live for a long time under the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Company owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to enable a creditor to create a well informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties appealing.