We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when a person is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by someone else within an accident or because of negligence and who could be held legally liable for such harm. A personal injury case becomes formalized every time a personal injury lawyer represents the way it is on behalf of a person with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the job. Each time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be included in the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer who has or possibly is necessary for law to possess Worker’s Compensation Insurance, plus they will need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability from the worker to obtain compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance company. This is the reason it is important to have proper legal representation from a qualified injury lawyer so that the rights of workers are upheld. In the case of accidental injuries due to a car accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury comes from the negligent operation of any vehicle, the driver in the vehicle must held accountable for the effects of such negligence. Since the laws for each state will vary, it is essential to possess a local attorney proficient in motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users from the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to examine the truth and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A dog bite attorney may play a vital role in proving liability in a dog bite case because they understand the applicable laws inside your local state, how you can calculate damages, and an effective way to provide evidence. Just to be successful in a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is perfect for those whose biggest dilemma is not lack of income, but working with the demands from creditors for fast payment. It permits you to keep the home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be required to live for many years underneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Business owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to make a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.