We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by someone else inside an accident or due to negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the case on the part of a client with a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused an accident or injury at the job. Whenever a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be protected by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is normally compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business that has or is necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a small period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of your worker to obtain compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the amount of claims paid out by their insurance company. That is why you should have proper legal representation with a qualified accidental injury lawyer to be sure the rights of employees are upheld. With regards to personal injury due to a automobile accident, a car wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an injury is a result of the negligent operation of the vehicle, the motorist of your vehicle should held liable for the results of the negligence. Since the laws of each and every state are not the same, it is important to have got a local attorney proficient in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all other users from the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to look at the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few selections for a successful defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can play a vital role in proving liability inside a dog bite case since they know the applicable laws in your local state, how you can calculate damages, and an effective way to provide evidence. To be successful within a injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest issue is not insufficient income, but coping with the needs from creditors for immediate payment. It lets you make your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed mortgage repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be necessary to live for several years under the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to create a well informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.