We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when somebody has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have been harmed by someone else within an accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the case with respect to a person at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the main mandate being to assist them obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for a crash or injury at the office. When a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. When the claim is successful the total amount claimed will likely be protected by the employer’s liability insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is normally compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be used by a company who has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, plus they should have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small time period in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of your worker to acquire compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of workers are upheld. With regards to accidental injury because of a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering due to negligence of someone else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury is a result of the negligent operation of a vehicle, the driver in the vehicle must held liable for the effects of the negligence. Considering that the laws of each state will vary, it is very important have got a local attorney experienced with vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all the other users in the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to look at the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred around the insured’s property. A dog bite attorney may play a vital role in proving liability inside a dog bite case as they are aware of the applicable laws within your local state, the best way to calculate damages, and the most effective way to provide evidence. To become successful within a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest problem is not absence of income, but handling the demands from creditors for fast payment. It enables you to keep your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be necessary to live for many years beneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Companies and people also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to produce an educated decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.