We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to have been harmed by another person in an accident or because of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the case with respect to a client at a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the main mandate being to enable them to receive the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Whenever a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is successful the quantity claimed will probably be covered by the employer’s insurance. There are four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a business who has or maybe essental to law to get Worker’s Compensation Insurance, and so they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a small timeframe to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability in the worker to get compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation with a qualified accidental injury lawyer to be sure the rights of staff is upheld. With regards to accidental injury because of a vehicle accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of someone else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury comes from the negligent operation of your vehicle, the operator from the vehicle has to held accountable for the effects of the negligence. Ever since the laws of each state are not the same, you should possess a local attorney proficient in automobile accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to check the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few choices for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney may play a crucial role in proving liability within a dog bite case since they understand the applicable laws with your local state, the way to calculate damages, and the most effective way to provide evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest problem is not absence of income, but working with the needs from creditors for fast payment. It permits you to keep the home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be necessary to live for many years under the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Company owners and folks could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.