We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states happen to be harmed by someone else in a accident or due to negligence and who can be held legally responsible for such harm. A private injury case becomes formalized when a personal injury lawyer represents the situation on the part of a customer in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to help them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Every time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is successful the amount claimed is going to be paid by the employer’s insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is often compulsory with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a business who has or perhaps is needed by law to have Worker’s Compensation Insurance, and they also need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the amount of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified injury lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries caused by a automobile accident, a vehicle wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When an accident comes from the negligent operation of the vehicle, the driver in the vehicle needs to held liable for the results of the negligence. Because the laws for each state will vary, it is very important possess a local attorney experienced with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to examine the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case as they understand the applicable laws with your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but dealing with the demands from creditors for fast payment. It enables you to maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for quite some time within the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to make a knowledgeable decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.