We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when someone continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person claims to are already harmed by another person inside an accident or due to negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized when a personal injury lawyer represents the way it is for a customer at the civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed is going to be paid by the employerâ€™s liability insurance. You will find four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is often compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be hired by a business that has or possibly is essental to law to get Workerâ€™s Compensation Insurance, and they will need to have been injured at work because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a limited time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of your worker to receive compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance company. This is why it is essential to have proper legal representation from a qualified personal injury lawyer so that the rights of personnel are upheld. In the case of personal injury because of a car accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury results from the negligent operation of a vehicle, the driver of your vehicle must held to blame for the consequences of those negligence. Ever since the laws of each state will vary, it is important to have a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users in the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance company and also the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few options for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. A dog bite attorney may play a vital role in proving liability in a dog bite case as they understand the applicable laws inside your local state, how you can calculate damages, and the most effective way to provide evidence. To be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest concern is not absence of income, but handling the demands from creditors for fast payment. It enables you to make your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be expected to live for many years beneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Business owners and people could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information about the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to create an educated decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.