We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone claims to are already harmed by somebody else in a accident or as a result of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized when a personal injury lawyer represents the case on the part of a client in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to enable them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. Every time a worker continues to be hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be protected by the employerâ€™s liability insurance. There are four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of workerâ€™s compensation for workers is generally compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be hired by an employer who has or maybe necessary for law to have Workerâ€™s Compensation Insurance, and they must have been injured at your workplace due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a limited time frame where you can report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability in the worker to get compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by a qualified personal injury lawyer to ensure the rights of staff is upheld. In the case of accidental injury because of a motor vehicle accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering due to negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury is a result of the negligent operation of any vehicle, the motorist of the vehicle needs to held accountable for the effects of those negligence. Considering that the laws of each and every state are different, it is important to have a local attorney familiar with automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A pet dog bite attorney may play a vital role in proving liability in a dog bite case because they understand the applicable laws within your local state, the way to calculate damages, and an effective way to provide evidence. To be successful in a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them cope with overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It allows you to keep your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up required to live for a long time beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Companies and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.