We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states happen to be harmed by another person in a accident or due to negligence and who might be held legally liable for such harm. An individual injury case becomes formalized each time a accidental injury lawyer represents the way it is on behalf of a person at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the main mandate being to help them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused a crash or injury at work. Each time a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will probably be protected by the employer’s insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a company who has or maybe required by law to have Worker’s Compensation Insurance, plus they must have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a limited time period in order to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability of your worker to receive compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance company. For this reason it is very important have proper legal representation from a qualified personal injury lawyer so that the rights of workers are upheld. In the matter of injury as a result of automobile accident, an automobile wreck lawyer will handle your case to make sure you get the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident is a result of the negligent operation of your vehicle, the driver from the vehicle has to held accountable for the effects of those negligence. Because the laws of each and every state are different, you should have a local attorney experienced in automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all other users in the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can start to play an important role in proving liability within a dog bite case as they are aware of the applicable laws within your local state, the way to calculate damages, and the best way to offer evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not deficiency of income, but working with the demands from creditors for immediate payment. It enables you to keep the home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up needed to live for many years within the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It should include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Companies and people could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.