We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states are already harmed by somebody else within an accident or because of negligence and who might be held legally liable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the way it is for a customer at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the main mandate being to help them receive the justice and compensation they may be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed will likely be paid by the employer’s liability insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is generally compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer who may have or possibly is required by law to have Worker’s Compensation Insurance, plus they should have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important as there is a small timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of the worker to get compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance provider. This is the reason you should have proper legal representation from a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the case of accidental injuries as a result of automobile accident, a vehicle wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering because of the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an injury is a result of the negligent operation of any vehicle, the driver of the vehicle needs to held responsible for the results of these negligence. Considering that the laws of each and every state are not the same, it is very important have got a local attorney familiar with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however for other users of the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case because they understand the applicable laws in your local state, the best way to calculate damages, and the best way to present evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, there are long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest problem is not absence of income, but handling the needs from creditors for fast payment. It permits you to maintain your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. One of the more attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be required to live for many years beneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It has to add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Companies and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of the debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.