We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to have already been harmed by someone else in a accident or because of negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the case with respect to a person at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at the job. Whenever a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is a winner the quantity claimed will likely be protected by the employerâ€™s liability insurance. There are four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for workers is normally compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be employed by an employer that has or perhaps is necessary for law to obtain Workerâ€™s Compensation Insurance, plus they need to have been injured at work on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a restricted period of time to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance firm. For this reason you should have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of staff is upheld. When it comes to accidental injuries because of a vehicle accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the driver of the vehicle needs to held liable for the results of those negligence. Considering that the laws of every state are very different, it is essential to use a local attorney proficient in automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance carrier and the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few selections for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s property insurance provider in case the attack occurred on the insuredâ€™s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case since they know the applicable laws within your local state, how to calculate damages, and the simplest way to offer evidence. To become successful in the injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not lack of income, but dealing with the demands from creditors for immediate payment. It enables you to maintain your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for a long time within the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to create an educated decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.