We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when somebody continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to happen to be harmed by somebody else within an accident or due to negligence and who could be held legally liable for such harm. A personal injury case becomes formalized when a injury lawyer represents the truth with respect to a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the main mandate being to enable them to receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. Whenever a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed will be covered by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is often compulsory with the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer who may have or possibly is required by law to have Worker’s Compensation Insurance, and they also must have been injured at work as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability in the worker to obtain compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance carrier. That is why it is very important have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. With regards to injury because of a vehicle accident, a vehicle wreck lawyer will handle your case to make sure you have the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When a personal injury is a result of the negligent operation of the vehicle, the motorist of your vehicle must held accountable for the outcomes of the negligence. Ever since the laws for each state are not the same, it is very important possess a local attorney proficient in vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users in the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few selections for a successful defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can play a crucial role in proving liability inside a dog bite case since they are aware of the applicable laws inside your local state, the best way to calculate damages, and an effective way to show evidence. To be successful within a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest problem is not absence of income, but handling the needs from creditors for immediate payment. It permits you to keep the home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be expected to live for several years under the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Companies and folks may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to make an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.