We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to have already been harmed by another person within an accident or as a result of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the truth on behalf of a customer at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their customers, the most important mandate being to assist them to receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at your workplace. Every time a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will be paid by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by an employer who has or maybe required by law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the job due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a limited period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability from the worker to acquire compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation from a qualified personal injury lawyer so that the rights of workers are upheld. In the matter of accidental injury caused by a car accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an injury comes from the negligent operation of your vehicle, the operator of the vehicle must held liable for the effects of those negligence. Ever since the laws of each state will vary, it is important to have got a local attorney proficient in motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney may play a vital role in proving liability inside a dog bite case since they know the applicable laws within your local state, how to calculate damages, and the best way to present evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest concern is not insufficient income, but handling the demands from creditors for immediate payment. It allows you to maintain your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage repayments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be expected to live for quite some time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Company owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to produce an educated decision about the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.