We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when someone continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to are already harmed by somebody else inside an accident or because of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the situation for a customer in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to help them obtain the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. Each time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be paid by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is usually compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a company who may have or possibly is required by law to possess Worker’s Compensation Insurance, and they should have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted period of time where you can report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that the ability of the worker to acquire compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the amount of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the case of accidental injuries because of a vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an injury results from the negligent operation of the vehicle, the driver of the vehicle needs to held accountable for the results of these negligence. Because the laws of every state are very different, you should possess a local attorney experienced with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for other users in the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to examine the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can enjoy an important role in proving liability in a dog bite case because they be aware of applicable laws inside your local state, how to calculate damages, and the best way to offer evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not insufficient income, but dealing with the needs from creditors for immediate payment. It permits you to maintain your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage payments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be expected to live for many years underneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business people and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to enable a creditor to produce an educated decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.