We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when a person has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to are already harmed by another person in an accident or as a result of negligence and who could be held legally responsible for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the situation with respect to a customer in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to help them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. Each time a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will likely be covered by the employer’s liability insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is usually compulsory with all the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be hired by an employer who has or is needed by law to get Worker’s Compensation Insurance, plus they must have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a restricted timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability in the worker to receive compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance firm. That is why it is essential to have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the case of personal injury because of a automobile accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident results from the negligent operation of your vehicle, the motorist of the vehicle should held responsible for the results of these negligence. Ever since the laws for each state are not the same, it is essential to possess a local attorney proficient in car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for other users of the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney may play a vital role in proving liability in the dog bite case because they know the applicable laws with your local state, the way to calculate damages, and the simplest way to show evidence. To be successful in the injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but dealing with the demands from creditors for fast payment. It lets you maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will certainly be needed to live for a long time within the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.