We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when somebody has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states happen to be harmed by other people within an accident or due to negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the situation on behalf of a customer at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to help them acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed will be protected by the employerâ€™s liability insurance. There are actually four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be hired by an employer who may have or possibly is necessary for law to have Workerâ€™s Compensation Insurance, plus they need to have been injured at the office due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a restricted period of time in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance company. For this reason it is essential to have proper legal representation with a qualified accidental injury lawyer to guarantee the rights of employees are upheld. In the matter of accidental injuries caused by a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury is a result of the negligent operation of the vehicle, the motorist of the vehicle needs to held to blame for the effects of these negligence. Because the laws of each and every state are very different, it is important to use a local attorney proficient in car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance provider and also the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for a prosperous defense. More defense options can be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s property insurance provider when the attack occurred in the insuredâ€™s property. A pet dog bite attorney may play a vital role in proving liability inside a dog bite case while they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to present evidence. In order to be successful in a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to handle overwhelming debt. However, there are long-term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but working with the demands from creditors for immediate payment. It enables you to keep your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be needed to live for several years beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Companies and folks can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain information about the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.