We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have been harmed by another person inside an accident or due to negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized each time a injury lawyer represents the case on behalf of a person at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the main mandate being to enable them to obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker has become hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed is going to be paid by the employer’s insurance. There are four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer having or is essental to law to possess Worker’s Compensation Insurance, and they will need to have been injured at work as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a small period of time to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability from the worker to receive compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason you should have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of employees are upheld. When it comes to accidental injury caused by a motor vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an injury is a result of the negligent operation of a vehicle, the motorist in the vehicle needs to held responsible for the effects of the negligence. Since the laws of each state are very different, it is important to have got a local attorney experienced in car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users of the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney can start to play an important role in proving liability inside a dog bite case as they be aware of applicable laws in your local state, the way to calculate damages, and the simplest way to provide evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is great for those whose biggest problem is not lack of income, but dealing with the needs from creditors for immediate payment. It allows you to keep the home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be expected to live for a long time underneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Company owners and people could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information about the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.