We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when someone has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to have been harmed by other people in a accident or as a result of negligence and who can be held legally responsible for such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the situation for a customer with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a crash or injury at the job. Each time a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the total amount claimed will probably be covered by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company that has or perhaps is necessary for law to have Worker’s Compensation Insurance, and they must have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to acquire compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason it is important to have proper legal representation from a qualified injury lawyer to ensure the rights of personnel are upheld. With regards to accidental injury as a result of automobile accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation to your loss and suffering because of the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an injury comes from the negligent operation of your vehicle, the motorist of the vehicle needs to held responsible for the consequences of these negligence. Considering that the laws of each and every state will vary, it is very important use a local attorney familiar with vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users from the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few options for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can play a crucial role in proving liability in a dog bite case since they are aware of the applicable laws with your local state, how to calculate damages, and an effective way to present evidence. In order to be successful within a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to place signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is great for those whose biggest concern is not deficiency of income, but working with the demands from creditors for fast payment. It permits you to maintain your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be needed to live for a long time under the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Companies and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to make a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.