We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when an individual has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to have been harmed by other people inside an accident or because of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized every time a injury lawyer represents the truth with respect to a client with a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. Every time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will probably be protected by the employer’s insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company having or is essental to law to possess Worker’s Compensation Insurance, and so they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance carrier. This is the reason it is essential to have proper legal representation from a qualified personal injury lawyer to be sure the rights of personnel are upheld. In the matter of accidental injuries as a result of vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury results from the negligent operation of your vehicle, the driver from the vehicle has to held to blame for the outcomes of such negligence. Ever since the laws of each state will vary, you should have got a local attorney proficient in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of your road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute this individual have few choices for a successful defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case while they understand the applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. To become successful in a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but dealing with the needs from creditors for immediate payment. It allows you to keep your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan payments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be expected to live for quite some time underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It must incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to help make an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.