We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have been harmed by someone else in an accident or on account of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the truth on behalf of a person at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most important mandate being to assist them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. Every time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed is going to be protected by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a company that has or maybe necessary for law to have Worker’s Compensation Insurance, and they also will need to have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a restricted time period to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability of your worker to get compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by way of a qualified injury lawyer to guarantee the rights of workers are upheld. In the matter of personal injury because of a vehicle accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation for the loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a personal injury is a result of the negligent operation of the vehicle, the operator in the vehicle must held accountable for the consequences of such negligence. Since the laws for each state will vary, it is essential to have a local attorney proficient in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all other users of the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he may have few selections for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability within a dog bite case as they are aware of the applicable laws with your local state, the way to calculate damages, and an effective way to offer evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but handling the demands from creditors for immediate payment. It permits you to maintain your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be necessary to live for quite some time beneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Company owners and people also can use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs from the debtor sufficient to enable a creditor to make a well informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.