We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states have been harmed by somebody else inside an accident or due to negligence and who can be held legally in charge of such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the case for a person at a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most important mandate being to assist them receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at the job. Every time a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is a winner the amount claimed will likely be protected by the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is often compulsory together with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be used by a business having or perhaps is required by law to have Workerâ€™s Compensation Insurance, and so they need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue while there is a limited period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability in the worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are affected by the volume of claims paid out by their insurance firm. For this reason it is very important have proper legal representation with a qualified accidental injury lawyer to be sure the rights of personnel are upheld. When it comes to accidental injury as a result of automobile accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an injury results from the negligent operation of your vehicle, the motorist of your vehicle has to held accountable for the outcomes of the negligence. Because the laws for each state will vary, it is essential to have a local attorney experienced in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurer along with the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. If your dog owner is up against a strict liability dog bite statute he could have few options for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case since they know the applicable laws in your local state, how to calculate damages, and an effective way to provide evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest issue is not lack of income, but dealing with the requirements from creditors for fast payment. It allows you to keep your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be expected to live for several years beneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Company owners and folks can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to produce an educated decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.