We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to have been harmed by another person within an accident or due to negligence and who might be held legally liable for such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the situation on behalf of a customer at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to assist them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at the office. Each time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will be covered by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is usually compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by an employer that has or maybe essental to law to possess Worker’s Compensation Insurance, and they must have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important because there is a limited timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of the worker to obtain compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury caused by a car accident, an automobile wreck lawyer will fully handle your case to make sure you get the appropriate compensation for the loss and suffering due to the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an injury comes from the negligent operation of any vehicle, the operator of the vehicle has to held to blame for the consequences of the negligence. Since the laws for each state are very different, it is essential to have a local attorney proficient in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few selections for an excellent defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred around the insured’s property. Your dog bite attorney can play an important role in proving liability in a dog bite case since they know the applicable laws within your local state, how to calculate damages, and the best way to present evidence. To be successful inside a injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest issue is not lack of income, but handling the requirements from creditors for immediate payment. It enables you to make your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan payments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will end up necessary to live for quite some time under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.