We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when someone has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have already been harmed by other people inside an accident or due to negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized when a personal injury lawyer represents the case on behalf of a person at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most crucial mandate being to help them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at your workplace. Whenever a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will probably be covered by the employer’s insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a company who has or maybe required by law to obtain Worker’s Compensation Insurance, and they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a small time period where you can report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the amount of claims paid out by their insurance company. For this reason it is important to have proper legal representation from a qualified injury lawyer so that the rights of workers are upheld. In the case of personal injury as a result of automobile accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering due to negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury results from the negligent operation of the vehicle, the driver in the vehicle has to held responsible for the effects of such negligence. Ever since the laws for each state are very different, you should have a local attorney familiar with motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for all the other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider along with the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case since they understand the applicable laws inside your local state, how to calculate damages, and an effective way to show evidence. To become successful within a injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest problem is not lack of income, but coping with the requirements from creditors for immediate payment. It enables you to maintain your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan repayments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up needed to live for many years beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It must feature a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Company owners and individuals may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to make an educated decision about the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.