We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when a person continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to have been harmed by someone else in an accident or due to negligence and who could be held legally accountable for such harm. A private injury case becomes formalized every time a injury lawyer represents the case on the part of a person with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the most significant mandate being to assist them to obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Every time a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will be included in the employerâ€™s liability insurance. You can find four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is often compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be utilized by a company having or perhaps is needed by law to get Workerâ€™s Compensation Insurance, and they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a restricted time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability from the worker to acquire compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of staff is upheld. With regards to injury due to a car accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering due to the negligence of an individual else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a physical injury results from the negligent operation of the vehicle, the driver from the vehicle needs to held liable for the results of those negligence. Since the laws of each state are not the same, it is essential to possess a local attorney familiar with car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few options for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in the event the attack occurred around the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability in a dog bite case because they be aware of applicable laws with your local state, how to calculate damages, and the most effective way to offer evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to manage overwhelming debt. However, there are long term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest dilemma is not absence of income, but coping with the requirements from creditors for immediate payment. It enables you to maintain your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be expected to live for many years within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Business people and people could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to produce a well informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.