We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states are already harmed by someone else in a accident or on account of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized whenever a accidental injuries lawyer represents the situation on the part of a customer at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most important mandate being to enable them to receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Whenever a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is a winner the amount claimed is going to be paid by the employer’s insurance. You will find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is generally compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer having or maybe required by law to get Worker’s Compensation Insurance, plus they will need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited timeframe to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability from the worker to receive compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance carrier. That is why you should have proper legal representation from a qualified injury lawyer to be sure the rights of personnel are upheld. In the case of accidental injury due to a automobile accident, an automobile wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering because of the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an accident results from the negligent operation of the vehicle, the driver of your vehicle needs to held responsible for the effects of those negligence. Because the laws of every state will vary, it is important to have a local attorney familiar with car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users from the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few alternatives for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney may play a crucial role in proving liability in a dog bite case while they know the applicable laws with your local state, the way to calculate damages, and the most effective way to present evidence. Just to be successful in the injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not absence of income, but handling the demands from creditors for fast payment. It enables you to make your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be needed to live for several years beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.