We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to have been harmed by somebody else inside an accident or because of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized when a injury lawyer represents the case on the part of a customer at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at the job. Every time a worker is hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be paid by the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is usually compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by an employer having or possibly is required by law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at work as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a limited period of time where you can report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability of your worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance carrier. That is why it is very important have proper legal representation with a qualified personal injury lawyer so that the rights of workers are upheld. In the case of accidental injuries due to a automobile accident, a vehicle wreck lawyer will handle your case to make sure you receive the appropriate compensation for the loss and suffering because of the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a physical injury results from the negligent operation of any vehicle, the motorist of your vehicle needs to held responsible for the outcomes of such negligence. Because the laws of every state are not the same, you should have got a local attorney familiar with vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for other users of your road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few options for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can enjoy an important role in proving liability within a dog bite case because they understand the applicable laws with your local state, how to calculate damages, and the simplest way to provide evidence. To be successful in the accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not absence of income, but coping with the requirements from creditors for immediate payment. It permits you to make your home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed mortgage repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be needed to live for several years underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Company owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to make an educated decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.