We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to happen to be harmed by another person in an accident or as a result of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the truth on behalf of a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to acquire the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence is responsible for a crash or injury at your workplace. Each time a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be covered by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by an employer who may have or possibly is needed by law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a limited time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability from the worker to obtain compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. This is the reason it is important to have proper legal representation by way of a qualified accidental injury lawyer so that the rights of employees are upheld. In the case of accidental injury because of a automobile accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering due to the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury results from the negligent operation of the vehicle, the motorist of your vehicle has to held accountable for the results of the negligence. Ever since the laws of every state are very different, it is essential to use a local attorney proficient in automobile accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users of your road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few choices for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can start to play an important role in proving liability inside a dog bite case since they be aware of applicable laws within your local state, how to calculate damages, and the best way to offer evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but dealing with the demands from creditors for immediate payment. It lets you keep your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan repayments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be expected to live for many years within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Company owners and people also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.