We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when someone is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states happen to be harmed by someone else in an accident or due to negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the truth on behalf of a person in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the main mandate being to help them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. When a worker is hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed is going to be paid by the employer’s insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer who may have or is necessary for law to obtain Worker’s Compensation Insurance, and they must have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a restricted time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability of your worker to receive compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the volume of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by way of a qualified injury lawyer to be sure the rights of staff is upheld. In the case of accidental injury as a result of vehicle accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to the negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a personal injury comes from the negligent operation of a vehicle, the driver in the vehicle should held liable for the outcomes of these negligence. Ever since the laws of every state are different, it is very important have got a local attorney familiar with car accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all the other users of the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to evaluate the case and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can play an important role in proving liability in the dog bite case while they understand the applicable laws within your local state, how to calculate damages, and an effective way to provide evidence. To become successful in the personal injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest concern is not absence of income, but dealing with the demands from creditors for fast payment. It enables you to maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be required to live for several years beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to produce a well informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.