We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when someone has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to have already been harmed by another person in a accident or due to negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized when a injury lawyer represents the case for a person with a civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the main mandate being to assist them to obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for an accident or injury at the job. Every time a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the amount claimed is going to be covered by the employerâ€™s insurance. There are actually four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of workerâ€™s compensation for employees is normally compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be employed by an employer who may have or possibly is required by law to obtain Workerâ€™s Compensation Insurance, and so they should have been injured at the office due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability from the worker to obtain compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation by a qualified injury lawyer so that the rights of workers are upheld. With regards to accidental injury due to a car accident, a car wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury results from the negligent operation of a vehicle, the operator of your vehicle has to held liable for the consequences of these negligence. Since the laws for each state are different, it is very important use a local attorney proficient in car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all other users of the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurance company and also the at-fault motorist to check the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is faced with a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred about the insuredâ€™s property. A pet dog bite attorney can play a vital role in proving liability within a dog bite case since they know the applicable laws with your local state, how you can calculate damages, and the most effective way to show evidence. To be successful inside a personal injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but handling the requirements from creditors for immediate payment. It allows you to keep your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up needed to live for several years underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make a well informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.