We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to have been harmed by another person in an accident or on account of negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the situation on the part of a client at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to enable them to receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. When a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will likely be paid by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is usually compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business that has or perhaps is essental to law to get Worker’s Compensation Insurance, and so they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a restricted time period in which to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation can be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. In the case of personal injury caused by a automobile accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for the loss and suffering because of the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident comes from the negligent operation of a vehicle, the motorist of the vehicle must held accountable for the consequences of such negligence. Ever since the laws for each state will vary, you should have a local attorney experienced in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the truth and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case as they understand the applicable laws within your local state, how to calculate damages, and an effective way to provide evidence. To become successful in a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but handling the needs from creditors for fast payment. It permits you to keep the home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be required to live for a long time within the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to add a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to make a knowledgeable decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.