We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when someone has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have already been harmed by somebody else inside an accident or because of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the truth for a client at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to assist them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused a crash or injury at the office. When a worker has become hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will be covered by the employer’s insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is generally compulsory with all the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be hired by a business who may have or perhaps is needed by law to have Worker’s Compensation Insurance, and they also must have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a limited time frame where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability from the worker to receive compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance provider. For this reason you should have proper legal representation from a qualified accidental injury lawyer to be sure the rights of staff is upheld. When it comes to accidental injuries caused by a motor vehicle accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your personal loss and suffering due to the negligence of someone else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a physical injury results from the negligent operation of any vehicle, the operator from the vehicle needs to held accountable for the effects of those negligence. Since the laws of every state will vary, you should have got a local attorney proficient in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users from the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few options for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in the dog bite case while they be aware of applicable laws within your local state, the way to calculate damages, and an effective way to offer evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but dealing with the needs from creditors for fast payment. It allows you to maintain your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan repayments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will end up required to live for several years underneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Company owners and folks can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain information about the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to produce a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties appealing.