We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states have been harmed by somebody else in an accident or due to negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the case with respect to a client in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to help them obtain the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at the office. Each time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will be paid by the employerâ€™s liability insurance. There are actually four forms of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of workerâ€™s compensation for workers is normally compulsory together with the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be employed by a company who may have or possibly is required by law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical because there is a small period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability of your worker to obtain compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance company. That is why it is essential to have proper legal representation with a qualified injury lawyer so that the rights of employees are upheld. In the matter of accidental injuries due to a automobile accident, an automobile wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident comes from the negligent operation of a vehicle, the operator from the vehicle should held liable for the consequences of the negligence. Considering that the laws of each state are very different, it is essential to use a local attorney experienced with car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner in the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but for all the other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurance company and also the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few options for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim against the dog ownerâ€™s home insurance provider when the attack occurred in the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case as they know the applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually vary from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest problem is not absence of income, but dealing with the demands from creditors for fast payment. It lets you keep the home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by using all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up needed to live for quite some time beneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Company owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to permit a creditor to produce a well informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties appealing.