We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to have been harmed by someone else within an accident or as a result of negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the situation with respect to a person at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the most important mandate being to enable them to acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at the office. Every time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is successful the quantity claimed is going to be included in the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer who has or is required by law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a limited time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident should be notified to the employer within 30 to 40 days failing that the ability in the worker to acquire compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance company. This is why you should have proper legal representation by a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the case of accidental injuries caused by a car accident, a car wreck lawyer will handle your case to make sure you get the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When an injury comes from the negligent operation of your vehicle, the motorist in the vehicle needs to held liable for the effects of these negligence. Because the laws for each state are very different, it is important to have got a local attorney experienced in motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for other users in the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few options for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case while they be aware of applicable laws in your local state, the best way to calculate damages, and an effective way to provide evidence. In order to be successful in a personal injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest problem is not insufficient income, but handling the needs from creditors for fast payment. It permits you to maintain your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be needed to live for quite some time beneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to make an educated decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.