We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states are already harmed by somebody else in a accident or because of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the way it is for a client in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to enable them to acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at work. Every time a worker has become hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will likely be protected by the employerâ€™s liability insurance. You can find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of workerâ€™s compensation for workers is generally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be employed by a company having or perhaps is required by law to have Workerâ€™s Compensation Insurance, and so they must have been injured at work due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a limited time frame to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability in the worker to obtain compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason it is very important have proper legal representation with a qualified accidental injury lawyer so that the rights of staff is upheld. With regards to injury due to a car accident, an automobile wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a physical injury comes from the negligent operation of your vehicle, the driver in the vehicle must held accountable for the results of these negligence. Considering that the laws of every state will vary, it is very important have got a local attorney proficient in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users of your road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance company and also the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog ownerâ€™s home insurance provider in the event the attack occurred on the insuredâ€™s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case since they understand the applicable laws with your local state, how you can calculate damages, and the most effective way to present evidence. To become successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts for those who have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but handling the needs from creditors for fast payment. It allows you to maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan repayments. One of the more attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be needed to live for several years underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It has to add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to create an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.