We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when an individual continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states have been harmed by another person in an accident or as a result of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is on behalf of a customer with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the most important mandate being to assist them to acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at the office. Each time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be covered by the employer’s insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory with the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a company having or perhaps is necessary for law to obtain Worker’s Compensation Insurance, plus they should have been injured at the office as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability in the worker to get compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the volume of claims paid out by their insurance provider. That is why it is essential to have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries caused by a automobile accident, a car wreck lawyer will represent you to ensure you have the appropriate compensation to your loss and suffering because of the negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury comes from the negligent operation of your vehicle, the driver of the vehicle must held to blame for the outcomes of these negligence. Ever since the laws of each and every state will vary, it is very important possess a local attorney experienced with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to examine the case and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few options for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability in a dog bite case as they know the applicable laws within your local state, how you can calculate damages, and an effective way to show evidence. To become successful in a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, there are long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest issue is not insufficient income, but coping with the needs from creditors for fast payment. It enables you to keep your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be required to live for several years underneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to create an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.