We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to happen to be harmed by someone else in a accident or as a result of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized whenever a injury lawyer represents the case on behalf of a customer at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Whenever a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be included in the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by an employer who may have or maybe required by law to have Workerâ€™s Compensation Insurance, and so they will need to have been injured at the office due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of the worker to acquire compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation from a qualified accidental injuries lawyer to be sure the rights of workers are upheld. In the case of accidental injuries due to a car accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury results from the negligent operation of your vehicle, the motorist of your vehicle must held responsible for the outcomes of those negligence. Since the laws of every state will vary, it is very important possess a local attorney proficient in automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurance provider as well as the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few choices for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. Your dog bite attorney can play a vital role in proving liability in a dog bite case while they know the applicable laws within your local state, how to calculate damages, and the simplest way to present evidence. In order to be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to position indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but dealing with the needs from creditors for immediate payment. It lets you keep the home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed mortgage repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be needed to live for several years within the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business people and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to help make an educated decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.