We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states have been harmed by another person within an accident or because of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized every time a injury lawyer represents the case on the part of a customer at the civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clients, the main mandate being to assist them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at the office. Every time a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the amount claimed will be paid by the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is generally compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company that has or perhaps is essental to law to obtain Worker’s Compensation Insurance, and so they should have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a limited timeframe where you can report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability of the worker to receive compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance company. That is why it is important to have proper legal representation from a qualified personal injury lawyer to be sure the rights of employees are upheld. In the case of personal injury due to a vehicle accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an injury comes from the negligent operation of the vehicle, the driver in the vehicle must held accountable for the consequences of these negligence. Since the laws of every state are different, it is very important have a local attorney proficient in car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all other users from the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few selections for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability within a dog bite case since they know the applicable laws within your local state, how to calculate damages, and the most effective way to provide evidence. In order to be successful within a injury slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest issue is not insufficient income, but dealing with the demands from creditors for fast payment. It allows you to keep your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be required to live for a long time within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Company owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs in the debtor sufficient to allow a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.