We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when someone has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states are already harmed by someone else in an accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the truth on behalf of a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most important mandate being to enable them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Whenever a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will be covered by the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is often compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who has or maybe needed by law to get Worker’s Compensation Insurance, and so they must have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a small time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of your worker to receive compensation can be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why it is important to have proper legal representation from a qualified personal injury lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries because of a car accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury is a result of the negligent operation of a vehicle, the motorist of your vehicle has to held to blame for the consequences of these negligence. Ever since the laws for each state are different, it is essential to have a local attorney proficient in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few selections for an effective defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney may play an important role in proving liability in a dog bite case while they know the applicable laws inside your local state, the best way to calculate damages, and the most effective way to present evidence. In order to be successful in a personal injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is great for those whose biggest issue is not insufficient income, but coping with the requirements from creditors for fast payment. It enables you to keep your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage repayments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up needed to live for a long time beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to create a well informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.