We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states to are already harmed by someone else within an accident or as a result of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the way it is on behalf of a customer at a civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to assist them obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused any sort of accident or injury at the office. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will be paid by the employerâ€™s liability insurance. There are actually four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be used by an employer that has or maybe essental to law to have Workerâ€™s Compensation Insurance, and so they need to have been injured at the job because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of your worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance company. This is the reason it is essential to have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. In the case of injury because of a vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering due to negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury comes from the negligent operation of a vehicle, the driver in the vehicle has to held to blame for the effects of those negligence. Considering that the laws for each state are not the same, it is very important have got a local attorney proficient in car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however for all the other users of your road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurer along with the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few choices for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog ownerâ€™s home insurance provider in the event the attack occurred around the insuredâ€™s property. A dog bite attorney can start to play a crucial role in proving liability in a dog bite case because they be aware of applicable laws within your local state, the way to calculate damages, and an effective way to provide evidence. Just to be successful in the personal injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not insufficient income, but dealing with the demands from creditors for immediate payment. It allows you to make your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan repayments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be necessary to live for several years under the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Business owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make an informed decision about the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.