We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when someone has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to have been harmed by another person inside an accident or as a result of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the case on behalf of a person in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the main mandate being to help them receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused a crash or injury at work. Each time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will probably be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is often compulsory together with the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a company who has or is required by law to possess Worker’s Compensation Insurance, and they also will need to have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a restricted timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability from the worker to acquire compensation can be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the volume of claims paid out by their insurance provider. This is why you should have proper legal representation from a qualified personal injury lawyer so that the rights of staff is upheld. With regards to accidental injuries caused by a car accident, a car wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident results from the negligent operation of your vehicle, the driver of the vehicle has to held accountable for the outcomes of the negligence. Since the laws of every state are not the same, it is important to use a local attorney experienced in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can start to play a crucial role in proving liability in a dog bite case because they are aware of the applicable laws within your local state, the best way to calculate damages, and the most effective way to provide evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but coping with the needs from creditors for fast payment. It enables you to make your home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan payments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be needed to live for several years under the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should include a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Company owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.