We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when an individual has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to are already harmed by someone else in an accident or as a result of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized each time a accidental injuries lawyer represents the way it is with respect to a person with a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them to receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. When a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed will probably be covered by the employer’s liability insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is generally compulsory together with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer who may have or possibly is essental to law to have Worker’s Compensation Insurance, and they should have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a small timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability of your worker to obtain compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance company. For this reason it is very important have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of workers are upheld. In the matter of accidental injury because of a car accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your loss and suffering because of the negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury results from the negligent operation of your vehicle, the driver in the vehicle has to held to blame for the outcomes of these negligence. Because the laws for each state are not the same, you should use a local attorney experienced in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all of the other users of the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider and the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few options for an effective defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case since they be aware of applicable laws with your local state, how you can calculate damages, and the simplest way to provide evidence. Just to be successful inside a injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to position indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to deal with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest dilemma is not lack of income, but coping with the demands from creditors for fast payment. It allows you to make your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be required to live for many years beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed using the court. The disclosure must contain information about the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to make an educated decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.