We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when a person has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to happen to be harmed by someone else within an accident or on account of negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the case with respect to a person at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the most important mandate being to help them obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. Every time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is a winner the amount claimed will likely be protected by the employer’s insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is often compulsory using the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a business who has or maybe necessary for law to possess Worker’s Compensation Insurance, plus they need to have been injured at the job because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a limited time period in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability of your worker to get compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation from a qualified personal injury lawyer to ensure the rights of staff is upheld. In the matter of injury as a result of vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of an individual else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the motorist in the vehicle must held accountable for the outcomes of such negligence. Because the laws for each state are different, you should have a local attorney proficient in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few options for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A pet dog bite attorney may play a crucial role in proving liability within a dog bite case while they understand the applicable laws within your local state, the way to calculate damages, and the best way to present evidence. To become successful within a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest concern is not absence of income, but dealing with the demands from creditors for immediate payment. It permits you to keep the home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be needed to live for many years beneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Business people and people also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information about the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to make a well informed decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties useful.