We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states are already harmed by another person inside an accident or due to negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized each time a injury lawyer represents the truth with respect to a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to help them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Each time a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will be included in the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is generally compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a company having or maybe necessary for law to have Worker’s Compensation Insurance, and they also will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted period of time to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of your worker to get compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of workers are upheld. With regards to personal injury because of a automobile accident, a vehicle wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an injury is a result of the negligent operation of your vehicle, the driver of your vehicle has to held responsible for the outcomes of such negligence. Since the laws for each state are very different, it is important to use a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all other users of the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred around the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability inside a dog bite case while they understand the applicable laws with your local state, how you can calculate damages, and an effective way to present evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but handling the demands from creditors for fast payment. It enables you to maintain your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up necessary to live for quite some time under the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business people and people may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to help make an educated decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.