We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to have been harmed by somebody else inside an accident or because of negligence and who could be held legally responsible for such harm. A private injury case becomes formalized when a personal injury lawyer represents the situation with respect to a person in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Every time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will be covered by the employerâ€™s insurance. You can find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for employees is normally compulsory with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be employed by a business having or is required by law to have Workerâ€™s Compensation Insurance, and they also must have been injured at the job on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a restricted time period in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability from the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance firm. For this reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of personnel are upheld. In the matter of accidental injuries caused by a automobile accident, an auto wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation to your loss and suffering due to the negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident comes from the negligent operation of your vehicle, the operator in the vehicle should held to blame for the outcomes of those negligence. Considering that the laws of each and every state will vary, it is essential to possess a local attorney experienced with vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users in the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurer and also the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few choices for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s home insurance provider in case the attack occurred around the insuredâ€™s property. A dog bite attorney can start to play a crucial role in proving liability in the dog bite case while they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to present evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, you can find long-term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest concern is not deficiency of income, but dealing with the demands from creditors for immediate payment. It permits you to maintain your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed mortgage repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be necessary to live for a long time under the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business owners and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to create an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.