We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to have already been harmed by other people in an accident or because of negligence and who could be held legally liable for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the way it is for a client in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their customers, the main mandate being to assist them get the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Whenever a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be protected by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a business having or maybe essental to law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a restricted time period to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability of your worker to obtain compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of workers are upheld. When it comes to accidental injury because of a car accident, an automobile wreck lawyer will handle your case to make sure you have the appropriate compensation to your loss and suffering as a result of negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury comes from the negligent operation of the vehicle, the driver of your vehicle has to held accountable for the outcomes of these negligence. Because the laws for each state are very different, it is important to have got a local attorney experienced with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few choices for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability inside a dog bite case as they are aware of the applicable laws in your local state, how you can calculate damages, and the most effective way to offer evidence. Just to be successful within a injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest issue is not deficiency of income, but coping with the needs from creditors for fast payment. It enables you to keep the home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will be required to live for many years underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.