We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when a person continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states happen to be harmed by other people inside an accident or due to negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the case for a client at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to help them receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at the office. When a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be protected by the employer’s insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is normally compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a business having or is required by law to possess Worker’s Compensation Insurance, plus they must have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a small time frame where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability from the worker to obtain compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the amount of claims paid out by their insurance company. For this reason you should have proper legal representation by a qualified personal injury lawyer to guarantee the rights of employees are upheld. With regards to accidental injury because of a automobile accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering as a result of negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an injury is a result of the negligent operation of the vehicle, the driver of your vehicle should held responsible for the effects of such negligence. Since the laws for each state will vary, it is very important possess a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurer as well as the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few choices for an excellent defense. More defense options might be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can play an important role in proving liability in a dog bite case because they know the applicable laws in your local state, the best way to calculate damages, and the best way to show evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest issue is not insufficient income, but coping with the requirements from creditors for immediate payment. It enables you to keep your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by applying all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed home loan repayments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be expected to live for many years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to make an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.