We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when an individual has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states are already harmed by somebody else within an accident or as a result of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the truth for a person at the civil court proceeding. There are several duties your own injury lawyer performs in aiding the clientele, the most crucial mandate being to help them acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at work. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will be paid by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is often compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a business who has or possibly is necessary for law to get Worker’s Compensation Insurance, and they also should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a small timeframe to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability of your worker to obtain compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the amount of claims paid out by their insurance provider. This is why it is essential to have proper legal representation with a qualified personal injury lawyer to be sure the rights of staff is upheld. In the case of accidental injury because of a motor vehicle accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an accident results from the negligent operation of a vehicle, the operator of the vehicle should held responsible for the effects of those negligence. Considering that the laws of each state are not the same, you should possess a local attorney proficient in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can play a crucial role in proving liability in a dog bite case as they be aware of applicable laws in your local state, how to calculate damages, and the simplest way to present evidence. To be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to position warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but working with the demands from creditors for fast payment. It lets you keep your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan payments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up expected to live for a long time within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business people and people also can use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to enable a creditor to make an educated decision about the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.