We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when somebody has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have been harmed by other people in a accident or on account of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the way it is on behalf of a person in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most important mandate being to assist them to get the justice and compensation these are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at the office. Every time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed will probably be paid by the employer’s insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by a company who has or is necessary for law to have Worker’s Compensation Insurance, and they should have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence while there is a restricted timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability from the worker to get compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of staff is upheld. When it comes to accidental injury due to a automobile accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an accident results from the negligent operation of your vehicle, the operator in the vehicle has to held liable for the effects of these negligence. Since the laws for each state will vary, it is important to use a local attorney experienced with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users of your road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to check the case and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few options for an effective defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability in the dog bite case as they know the applicable laws with your local state, how you can calculate damages, and the best way to provide evidence. To be successful in a injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but dealing with the requirements from creditors for immediate payment. It allows you to keep your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage payments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up expected to live for quite some time underneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Companies and people could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to create an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.