We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by someone else inside an accident or because of negligence and who may be held legally accountable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the situation on behalf of a client in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused an accident or injury at work. Each time a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be included in the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is often compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer having or perhaps is required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a restricted time period in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of your worker to obtain compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is the reason you should have proper legal representation with a qualified personal injury lawyer to ensure the rights of workers are upheld. In the matter of injury caused by a vehicle accident, an auto wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident is a result of the negligent operation of any vehicle, the motorist of the vehicle must held accountable for the consequences of the negligence. Since the laws for each state are different, you should possess a local attorney experienced in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of your road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider and the at-fault motorist to evaluate the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred on the insured’s property. Your dog bite attorney may play a vital role in proving liability inside a dog bite case as they know the applicable laws with your local state, the way to calculate damages, and the simplest way to show evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest issue is not lack of income, but working with the requirements from creditors for fast payment. It allows you to keep your home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan payments. One of the more attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be needed to live for many years underneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs from the debtor sufficient allowing a creditor to make a well informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.