We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when someone has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states are already harmed by somebody else in an accident or as a result of negligence and who can be held legally liable for such harm. Your own injury case becomes formalized whenever a injury lawyer represents the situation on behalf of a person at the civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most important mandate being to enable them to acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Each time a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be included in the employer’s liability insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is often compulsory using the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer who has or perhaps is essental to law to have Worker’s Compensation Insurance, and they must have been injured at the job because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a restricted period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability of your worker to acquire compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance provider. This is why it is very important have proper legal representation by a qualified personal injury lawyer so that the rights of staff is upheld. In the matter of injury caused by a motor vehicle accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation for the loss and suffering due to the negligence of an individual else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury results from the negligent operation of any vehicle, the motorist in the vehicle should held to blame for the effects of those negligence. Considering that the laws of each state are different, it is essential to have a local attorney proficient in vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the dog owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however, for other users in the road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few options for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in the dog bite case because they be aware of applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. In order to be successful inside a injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but handling the requirements from creditors for immediate payment. It enables you to make your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan repayments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be expected to live for several years beneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business people and folks may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to enable a creditor to create a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.