We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when someone has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone claims to have been harmed by somebody else inside an accident or on account of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the case on the part of a customer at a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them get the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at your workplace. Each time a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be included in the employer’s insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a company having or is needed by law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability from the worker to get compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the number of claims paid out by their insurance carrier. This is the reason you should have proper legal representation from a qualified accidental injury lawyer to ensure the rights of staff is upheld. When it comes to injury as a result of motor vehicle accident, an auto wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering due to the negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury is a result of the negligent operation of a vehicle, the motorist in the vehicle should held to blame for the effects of those negligence. Considering that the laws of every state are very different, it is essential to use a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case while they are aware of the applicable laws inside your local state, the way to calculate damages, and the simplest way to present evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to put signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest concern is not absence of income, but handling the needs from creditors for fast payment. It lets you make your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be needed to live for several years within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.