We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to happen to be harmed by another person in an accident or as a result of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized whenever a injury lawyer represents the situation for a customer with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the main mandate being to assist them acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. Each time a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will be covered by the employerâ€™s insurance. There are actually four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be employed by an employer that has or maybe required by law to possess Workerâ€™s Compensation Insurance, plus they must have been injured at the office on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a limited timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified to the employer within 30 to 40 days failing which the ability from the worker to get compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is why it is essential to have proper legal representation with a qualified personal injury lawyer to ensure the rights of workers are upheld. In the matter of accidental injury caused by a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you get the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a physical injury is a result of the negligent operation of any vehicle, the motorist of your vehicle has to held accountable for the outcomes of these negligence. Considering that the laws of each and every state are not the same, you should have got a local attorney experienced with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance carrier and the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred in the insuredâ€™s property. Your dog bite attorney may play a vital role in proving liability inside a dog bite case as they be aware of applicable laws inside your local state, how you can calculate damages, and the best way to present evidence. To become successful in the injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you will find long-term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest problem is not absence of income, but working with the needs from creditors for fast payment. It lets you maintain your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be expected to live for many years underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and folks could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.