We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to have already been harmed by another person inside an accident or due to negligence and who could be held legally liable for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the case on the part of a person in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most significant mandate being to enable them to acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at work. Each time a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the total amount claimed will likely be protected by the employer’s insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a company that has or perhaps is needed by law to have Worker’s Compensation Insurance, and so they should have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a small timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability of the worker to acquire compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance firm. For this reason it is very important have proper legal representation from a qualified accidental injury lawyer to ensure the rights of employees are upheld. In the case of accidental injuries caused by a motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering as a result of negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When an injury comes from the negligent operation of any vehicle, the motorist in the vehicle should held accountable for the consequences of the negligence. Because the laws for each state are not the same, you should possess a local attorney proficient in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for all the other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to examine the case and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case while they understand the applicable laws within your local state, how to calculate damages, and an effective way to show evidence. To become successful in a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but handling the needs from creditors for fast payment. It lets you make your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed home loan repayments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be expected to live for many years under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Companies and folks may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient allowing a creditor to make a knowledgeable decision about the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of interest.