We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to have been harmed by someone else in a accident or because of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the truth with respect to a client with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the most significant mandate being to assist them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at your workplace. Whenever a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will likely be included in the employer’s insurance. You can find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas as of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer having or is necessary for law to have Worker’s Compensation Insurance, and so they will need to have been injured at work because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a small time period where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance company. This is the reason it is essential to have proper legal representation by a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the matter of accidental injuries as a result of automobile accident, a car wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury comes from the negligent operation of your vehicle, the driver in the vehicle has to held to blame for the consequences of the negligence. Ever since the laws of every state are not the same, it is important to have a local attorney proficient in automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for other users from the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurer and the at-fault motorist to look at the case and achieving a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they know the applicable laws in your local state, how you can calculate damages, and an effective way to present evidence. To be successful in the personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest dilemma is not absence of income, but handling the requirements from creditors for immediate payment. It lets you make your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by using all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up expected to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Business owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to create an educated decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.