We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when an individual has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have already been harmed by other people in an accident or due to negligence and who may be held legally liable for such harm. A private injury case becomes formalized each time a injury lawyer represents the truth on behalf of a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the office. Whenever a worker has become hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will likely be protected by the employer’s liability insurance. There are four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a business that has or perhaps is needed by law to possess Worker’s Compensation Insurance, and so they need to have been injured at the office due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a small time period where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability in the worker to get compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance firm. This is why it is very important have proper legal representation from a qualified accidental injury lawyer to ensure the rights of employees are upheld. In the matter of personal injury caused by a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury is a result of the negligent operation of the vehicle, the motorist of your vehicle needs to held responsible for the outcomes of the negligence. Considering that the laws of each state are very different, you should possess a local attorney experienced in car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he could have few selections for a successful defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability within a dog bite case as they be aware of applicable laws in your local state, how to calculate damages, and an effective way to offer evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not absence of income, but working with the requirements from creditors for fast payment. It permits you to keep your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be necessary to live for many years under the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Business owners and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to make an educated decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.