We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when a person is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone promises to are already harmed by other people within an accident or due to negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the case for a person with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to assist them receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. Every time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be protected by the employer’s insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is generally compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a business who may have or perhaps is necessary for law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability from the worker to acquire compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the number of claims paid out by their insurance company. For this reason it is essential to have proper legal representation by a qualified injury lawyer to ensure the rights of workers are upheld. In the matter of personal injury due to a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a personal injury comes from the negligent operation of any vehicle, the motorist of the vehicle has to held accountable for the consequences of those negligence. Since the laws of every state are different, it is important to have got a local attorney experienced with automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few choices for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can start to play an important role in proving liability inside a dog bite case since they be aware of applicable laws inside your local state, how to calculate damages, and the best way to offer evidence. Just to be successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest concern is not insufficient income, but working with the needs from creditors for fast payment. It enables you to make your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up necessary to live for many years under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with all the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.