We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when someone has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states are already harmed by other people within an accident or because of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the truth on the part of a client with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the office. Each time a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be paid by the employer’s insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is usually compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be used by a business having or perhaps is essental to law to obtain Worker’s Compensation Insurance, and they must have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited time frame where you can report the accident or incident in order to claim benefits. Deadlines vary between states however in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability in the worker to acquire compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance firm. This is why it is essential to have proper legal representation from a qualified accidental injury lawyer to ensure the rights of workers are upheld. With regards to accidental injury caused by a motor vehicle accident, an auto wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering due to negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury comes from the negligent operation of your vehicle, the motorist of the vehicle needs to held to blame for the effects of these negligence. Because the laws of each state are different, it is important to have got a local attorney familiar with car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users of your road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few choices for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case because they are aware of the applicable laws in your local state, the best way to calculate damages, and the simplest way to offer evidence. In order to be successful in the injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest issue is not absence of income, but dealing with the needs from creditors for immediate payment. It permits you to keep your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed mortgage payments. One of the more attractive features of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be needed to live for many years beneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It has to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to produce an educated decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.