We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to have been harmed by someone else within an accident or due to negligence and who might be held legally liable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the truth on behalf of a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to enable them to acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. Whenever a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be covered by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is often compulsory with all the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by an employer having or perhaps is needed by law to possess Worker’s Compensation Insurance, and they also must have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a small period of time to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by way of a qualified injury lawyer to be sure the rights of workers are upheld. When it comes to personal injury caused by a automobile accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of a vehicle, the driver from the vehicle should held to blame for the effects of those negligence. Because the laws of each state are not the same, it is important to use a local attorney experienced in vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users from the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few selections for an effective defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney can play a vital role in proving liability in the dog bite case since they know the applicable laws with your local state, how you can calculate damages, and the best way to provide evidence. In order to be successful within a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest concern is not lack of income, but working with the requirements from creditors for fast payment. It permits you to maintain your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be expected to live for quite some time under the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Business owners and people may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to help make an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.