We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states to have already been harmed by another person within an accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the situation with respect to a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clients, the main mandate being to help them receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at your workplace. Whenever a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed is going to be paid by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be used by a company having or is required by law to have Worker’s Compensation Insurance, and they must have been injured at the office due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a restricted time period to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability from the worker to obtain compensation can be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance provider. This is why it is essential to have proper legal representation with a qualified injury lawyer to ensure the rights of staff is upheld. With regards to injury because of a motor vehicle accident, an auto wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering because of the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of a vehicle, the driver of the vehicle must held to blame for the outcomes of those negligence. Ever since the laws for each state are different, it is essential to have a local attorney familiar with motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of the road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer as well as the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few options for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can enjoy a vital role in proving liability inside a dog bite case because they understand the applicable laws inside your local state, how to calculate damages, and the simplest way to provide evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not absence of income, but dealing with the demands from creditors for fast payment. It allows you to keep your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed mortgage repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be needed to live for a long time under the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Company owners and people could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.