We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to happen to be harmed by other people in an accident or because of negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized every time a injury lawyer represents the case for a client at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to assist them get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at work. When a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the total amount claimed is going to be protected by the employer’s insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by an employer who has or maybe necessary for law to obtain Worker’s Compensation Insurance, and they need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a limited period of time to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of the worker to obtain compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance company. That is why you should have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. With regards to personal injury because of a vehicle accident, a car wreck lawyer will handle your case to make sure you get the appropriate compensation for the loss and suffering due to negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a physical injury is a result of the negligent operation of a vehicle, the operator of your vehicle should held liable for the consequences of the negligence. Considering that the laws of each state are different, it is essential to use a local attorney proficient in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users of your road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to evaluate the situation and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can enjoy an important role in proving liability within a dog bite case as they know the applicable laws inside your local state, the way to calculate damages, and the simplest way to show evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not lack of income, but coping with the requirements from creditors for fast payment. It allows you to make your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be necessary to live for quite some time underneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Business owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to make an informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.