We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when a person is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person claims to have been harmed by another person in a accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the way it is with respect to a client at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding the clientele, the main mandate being to assist them to get the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Every time a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be covered by the employer’s liability insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be used by a business having or is required by law to obtain Worker’s Compensation Insurance, and so they need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited time period in order to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of injury as a result of automobile accident, a car wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an injury results from the negligent operation of the vehicle, the operator of your vehicle has to held responsible for the effects of such negligence. Because the laws of every state are very different, you should use a local attorney experienced in vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users in the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few options for a successful defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney may play a crucial role in proving liability inside a dog bite case since they understand the applicable laws with your local state, how to calculate damages, and the simplest way to present evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest issue is not insufficient income, but dealing with the requirements from creditors for immediate payment. It allows you to make your home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be expected to live for several years within the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of the debtor sufficient to enable a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.