We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when a person is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to have already been harmed by somebody else in an accident or as a result of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the way it is on the part of a person with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at the job. Every time a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed is going to be paid by the employer’s liability insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is often compulsory together with the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be utilized by a business having or maybe essental to law to get Worker’s Compensation Insurance, plus they need to have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical because there is a restricted time period in order to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability of the worker to get compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance firm. That is why it is essential to have proper legal representation with a qualified injury lawyer to guarantee the rights of personnel are upheld. In the case of injury as a result of car accident, an auto wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to the negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a personal injury comes from the negligent operation of any vehicle, the motorist of the vehicle has to held accountable for the outcomes of such negligence. Since the laws of each and every state will vary, it is essential to possess a local attorney experienced in motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however for all of the other users in the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can play a crucial role in proving liability in the dog bite case as they be aware of applicable laws with your local state, the way to calculate damages, and the simplest way to show evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but working with the demands from creditors for immediate payment. It enables you to maintain your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up needed to live for many years beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Company owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to produce a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.