We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to have been harmed by somebody else in a accident or on account of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the way it is on the part of a customer in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to help them get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Whenever a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be covered by the employer’s insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a company who has or maybe required by law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a small time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability in the worker to acquire compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason you should have proper legal representation by a qualified personal injury lawyer so that the rights of employees are upheld. In the case of personal injury as a result of car accident, a car wreck lawyer will represent you to make sure you have the appropriate compensation for your loss and suffering as a result of negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an injury comes from the negligent operation of the vehicle, the operator of the vehicle must held to blame for the consequences of these negligence. Since the laws of every state are different, it is essential to possess a local attorney experienced with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for other users from the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case as they understand the applicable laws inside your local state, the way to calculate damages, and the most effective way to provide evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to cope with overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but dealing with the demands from creditors for fast payment. It enables you to make your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up needed to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to permit a creditor to produce a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.