We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to have already been harmed by another person within an accident or on account of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized when a injury lawyer represents the case for a client in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most important mandate being to assist them to obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Whenever a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will probably be protected by the employer’s insurance. There are four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is normally compulsory together with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer who may have or possibly is necessary for law to get Worker’s Compensation Insurance, plus they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a limited timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of your worker to get compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the amount of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of workers are upheld. With regards to accidental injuries because of a car accident, a vehicle wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for the loss and suffering due to negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury comes from the negligent operation of your vehicle, the driver of your vehicle should held liable for the effects of those negligence. Ever since the laws of every state will vary, it is important to use a local attorney experienced in automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to examine the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few choices for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred in the insured’s property. A dog bite attorney can start to play a crucial role in proving liability within a dog bite case since they understand the applicable laws inside your local state, the way to calculate damages, and the best way to offer evidence. To become successful within a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations in case you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but dealing with the demands from creditors for fast payment. It enables you to keep the home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed mortgage payments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up required to live for several years underneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.