We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to have been harmed by other people within an accident or as a result of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the situation with respect to a client at the civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to help them acquire the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the job. Whenever a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will likely be covered by the employerâ€™s liability insurance. There are four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a company having or is essental to law to obtain Workerâ€™s Compensation Insurance, and they will need to have been injured at work due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a restricted timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability from the worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid because the rates they pay are influenced by the amount of claims paid out by their insurance company. That is why it is very important have proper legal representation with a qualified injury lawyer to guarantee the rights of employees are upheld. In the case of personal injury because of a vehicle accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation to your loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a physical injury results from the negligent operation of any vehicle, the driver from the vehicle should held to blame for the consequences of the negligence. Since the laws of every state are different, you should have got a local attorney familiar with car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurer and the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few selections for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider when the attack occurred around the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability in the dog bite case as they be aware of applicable laws with your local state, the way to calculate damages, and the best way to provide evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest concern is not insufficient income, but working with the needs from creditors for immediate payment. It allows you to keep the home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed mortgage payments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be needed to live for a long time under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Company owners and folks also can use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs from the debtor sufficient to allow a creditor to make an informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.