We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when someone continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have already been harmed by other people in a accident or due to negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the case with respect to a client at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most significant mandate being to assist them to obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at work. Whenever a worker is hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by an employer having or is needed by law to possess Worker’s Compensation Insurance, and they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a restricted timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability of the worker to get compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the volume of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified personal injury lawyer so that the rights of workers are upheld. In the case of personal injury because of a motor vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident results from the negligent operation of the vehicle, the driver of your vehicle must held responsible for the effects of the negligence. Ever since the laws of each state are not the same, it is very important use a local attorney familiar with vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few selections for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically influenced by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in a dog bite case because they be aware of applicable laws in your local state, how to calculate damages, and the most effective way to show evidence. In order to be successful in the injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest concern is not deficiency of income, but handling the demands from creditors for immediate payment. It lets you keep the home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by using all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be required to live for quite some time beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It must incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business people and people may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information about the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to help make a knowledgeable decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.