We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone promises to happen to be harmed by other people in a accident or on account of negligence and who can be held legally liable for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the truth on the part of a client at the civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them to obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence is responsible for a car accident or injury at the office. Whenever a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed will likely be paid by the employer’s liability insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer that has or maybe essental to law to possess Worker’s Compensation Insurance, plus they must have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a small time period to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified on the employer within 30 to 40 days failing in which the ability from the worker to get compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance provider. For this reason it is very important have proper legal representation with a qualified personal injury lawyer to be sure the rights of personnel are upheld. When it comes to injury as a result of car accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident is a result of the negligent operation of your vehicle, the operator from the vehicle must held liable for the outcomes of the negligence. Since the laws of each and every state will vary, it is essential to have a local attorney experienced in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for other users in the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to check the way it is and getting a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case as they be aware of applicable laws with your local state, the way to calculate damages, and an effective way to show evidence. To be successful in the accidental injuries slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest dilemma is not lack of income, but coping with the needs from creditors for fast payment. It enables you to maintain your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to get caught up on missed home loan payments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be needed to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must add a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Company owners and individuals may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to produce a well informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.