We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when someone is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to have already been harmed by someone else within an accident or because of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the truth for a customer in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to help them receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence is responsible for a car accident or injury at the office. When a worker continues to be hurt on job, they may claim compensation using their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will probably be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is normally compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer who has or perhaps is essental to law to have Worker’s Compensation Insurance, and so they must have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a small time period in order to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability in the worker to get compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the number of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation from a qualified injury lawyer so that the rights of workers are upheld. When it comes to personal injury as a result of automobile accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the driver in the vehicle should held accountable for the results of the negligence. Because the laws for each state will vary, it is very important possess a local attorney experienced with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for other users in the road. After motorcycle accidents, motorists often claim that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute he might have few choices for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can play an important role in proving liability within a dog bite case while they understand the applicable laws in your local state, the best way to calculate damages, and the simplest way to provide evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest concern is not lack of income, but coping with the requirements from creditors for fast payment. It enables you to make your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up necessary to live for several years within the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Companies and people may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs from the debtor sufficient allowing a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.