We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when someone has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual states have already been harmed by other people in a accident or as a result of negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized when a personal injury lawyer represents the case with respect to a customer at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to help them acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at the office. Every time a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will probably be covered by the employerâ€™s insurance. There are four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a company who has or possibly is required by law to obtain Workerâ€™s Compensation Insurance, and they need to have been injured at the office because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small time period where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance company. This is why it is essential to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the case of accidental injuries caused by a automobile accident, a car wreck lawyer will represent you to make sure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an injury results from the negligent operation of any vehicle, the driver of your vehicle has to held accountable for the effects of those negligence. Ever since the laws of each state are not the same, it is important to use a local attorney experienced with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the homeowner of the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for all other users of the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurer as well as the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few options for an effective defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. A pet dog bite attorney may play an important role in proving liability in the dog bite case since they know the applicable laws with your local state, how to calculate damages, and an effective way to provide evidence. To become successful in the personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your debts for those who have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them handle overwhelming debt. However, there are long-term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but coping with the needs from creditors for fast payment. It enables you to maintain your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage payments. Just about the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be expected to live for quite some time beneath the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business owners and people also can use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information about the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to produce an educated decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.