We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states happen to be harmed by another person in an accident or as a result of negligence and who could be held legally liable for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the case on behalf of a client in a civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. Every time a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the total amount claimed is going to be paid by the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a company who has or maybe required by law to get Worker’s Compensation Insurance, plus they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a small time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why it is very important have proper legal representation from a qualified injury lawyer to ensure the rights of workers are upheld. When it comes to accidental injury as a result of automobile accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury is a result of the negligent operation of your vehicle, the operator from the vehicle has to held liable for the results of those negligence. Considering that the laws of each state are not the same, it is important to possess a local attorney familiar with car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can start to play an important role in proving liability within a dog bite case while they are aware of the applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. In order to be successful in a personal injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest concern is not deficiency of income, but dealing with the requirements from creditors for immediate payment. It enables you to keep your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up needed to live for a long time within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Companies and individuals could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to create an informed decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of great interest.