We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to happen to be harmed by other people inside an accident or because of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized each time a injury lawyer represents the way it is on the part of a person with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to help them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Every time a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will likely be protected by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is normally compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a company that has or maybe required by law to obtain Worker’s Compensation Insurance, and they must have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability from the worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance company. This is the reason it is very important have proper legal representation from a qualified accidental injury lawyer to ensure the rights of staff is upheld. In the case of accidental injury because of a car accident, an auto wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a personal injury is a result of the negligent operation of any vehicle, the driver in the vehicle should held to blame for the results of the negligence. Considering that the laws for each state are different, it is important to use a local attorney experienced with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to carry negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few choices for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred on the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case since they are aware of the applicable laws in your local state, how to calculate damages, and the most effective way to offer evidence. To be successful in the personal injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to position signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not insufficient income, but coping with the demands from creditors for immediate payment. It allows you to keep your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up expected to live for a long time within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to produce an informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.