We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when an individual has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have already been harmed by other people inside an accident or as a result of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the situation on behalf of a person in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the main mandate being to assist them to acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Whenever a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In case the claim is successful the amount claimed will likely be protected by the employerâ€™s insurance. There are four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for workers is usually compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be used by a company having or perhaps is necessary for law to possess Workerâ€™s Compensation Insurance, and they also will need to have been injured at the job due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a restricted time period in which to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of your worker to acquire compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay suffer from the amount of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of workers are upheld. In the case of injury due to a car accident, an auto wreck lawyer will fully handle your case to ensure you receive the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the motorist in the vehicle has to held liable for the effects of those negligence. Since the laws of every state are very different, you should have a local attorney proficient in motor vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the maker from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users in the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier along with the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few alternatives for a successful defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim up against the dog ownerâ€™s property insurance provider in case the attack occurred on the insuredâ€™s property. A pet dog bite attorney may play a vital role in proving liability inside a dog bite case because they are aware of the applicable laws with your local state, how to calculate damages, and the most effective way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest concern is not absence of income, but working with the requirements from creditors for fast payment. It allows you to keep the home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate the debt by making use of all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan payments. One of the more attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up required to live for a long time under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Company owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.