We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to are already harmed by someone else in an accident or due to negligence and who might be held legally liable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the way it is on behalf of a person in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Each time a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed is going to be protected by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be employed by a company having or maybe needed by law to get Worker’s Compensation Insurance, and so they need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a limited timeframe to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the number of claims paid out by their insurance company. This is why it is important to have proper legal representation with a qualified accidental injuries lawyer to ensure the rights of employees are upheld. In the matter of accidental injuries caused by a car accident, an auto wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury comes from the negligent operation of a vehicle, the operator in the vehicle should held accountable for the effects of these negligence. Since the laws of each and every state are not the same, it is essential to possess a local attorney familiar with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for other users in the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few selections for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can play a vital role in proving liability in a dog bite case since they understand the applicable laws in your local state, the best way to calculate damages, and the best way to offer evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually range between failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is ideal for those whose biggest issue is not absence of income, but handling the needs from creditors for fast payment. It allows you to make your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. One of the more attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be expected to live for a long time beneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Business people and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to help make a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.