We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when somebody is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states have already been harmed by other people inside an accident or on account of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a injury lawyer represents the truth on the part of a client with a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the main mandate being to assist them to get the justice and compensation they are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at the job. Each time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed will probably be included in the employer’s liability insurance. There are four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a company that has or is required by law to obtain Worker’s Compensation Insurance, plus they must have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted timeframe to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of the worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance company. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer to be sure the rights of staff is upheld. In the matter of injury due to a car accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury results from the negligent operation of any vehicle, the motorist in the vehicle needs to held liable for the outcomes of these negligence. Considering that the laws for each state will vary, it is important to have got a local attorney familiar with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the maker from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for other users of your road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases can become quite complex. If your dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case while they understand the applicable laws inside your local state, how to calculate damages, and an effective way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, there are long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is perfect for those whose biggest issue is not absence of income, but handling the requirements from creditors for fast payment. It lets you make your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed mortgage payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will end up needed to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make an educated decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.