We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to are already harmed by somebody else inside an accident or as a result of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the situation for a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the most significant mandate being to help them get the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is a winner the exact amount claimed will probably be paid by the employerâ€™s insurance. You will find four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for workers is normally compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be utilized by a business who has or is essental to law to possess Workerâ€™s Compensation Insurance, and so they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a restricted time frame to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is why you should have proper legal representation by a qualified injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury caused by a automobile accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation for the loss and suffering as a result of negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the motorist of the vehicle needs to held accountable for the effects of such negligence. Because the laws for each state are very different, you should possess a local attorney proficient in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for all the other users of your road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to look at the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few selections for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim against the dog ownerâ€™s property insurance provider if the attack occurred on the insuredâ€™s property. A pet dog bite attorney may play a crucial role in proving liability in a dog bite case as they know the applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. To be successful in the accidental injury slip-and-fall lawsuit you should prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to set signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capability to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, you can find long term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest issue is not lack of income, but coping with the requirements from creditors for fast payment. It allows you to make your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be needed to live for a long time under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.