We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to have already been harmed by somebody else within an accident or because of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized each time a injury lawyer represents the truth with respect to a client in a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them to acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. Whenever a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be covered by the employer’s insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is often compulsory together with the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a company having or maybe essental to law to get Worker’s Compensation Insurance, and they must have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small timeframe in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability in the worker to receive compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason you should have proper legal representation with a qualified injury lawyer so that the rights of employees are upheld. With regards to accidental injury as a result of automobile accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of someone else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury comes from the negligent operation of a vehicle, the motorist from the vehicle should held liable for the effects of these negligence. Considering that the laws for each state are different, it is important to have a local attorney proficient in vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all of the other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurer and also the at-fault motorist to evaluate the way it is and having a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few choices for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can play an important role in proving liability in the dog bite case as they understand the applicable laws with your local state, the way to calculate damages, and the best way to provide evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not absence of income, but handling the requirements from creditors for immediate payment. It lets you keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan payments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be required to live for quite some time underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to permit a creditor to create a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.