We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when somebody has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states to have already been harmed by another person inside an accident or because of negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the case on behalf of a person in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will probably be paid by the employerâ€™s insurance. There are four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for workers is often compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be hired by a business that has or maybe essental to law to obtain Workerâ€™s Compensation Insurance, and so they should have been injured at work on account of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a restricted time frame in order to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability in the worker to get compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance firm. This is why it is very important have proper legal representation from a qualified injury lawyer to be sure the rights of employees are upheld. In the matter of personal injury caused by a automobile accident, an auto wreck lawyer will handle your case to make sure you have the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When a personal injury results from the negligent operation of a vehicle, the operator from the vehicle needs to held accountable for the outcomes of such negligence. Since the laws of every state will vary, it is essential to use a local attorney familiar with car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all the other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few choices for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog ownerâ€™s home insurance provider if the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play a vital role in proving liability in the dog bite case because they know the applicable laws in your local state, the best way to calculate damages, and the best way to offer evidence. To be successful in a accidental injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but coping with the requirements from creditors for immediate payment. It enables you to keep the home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed home loan repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be required to live for several years under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Business people and folks can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain information about the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to produce a well informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of great interest.