We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to are already harmed by somebody else inside an accident or as a result of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized when a injury lawyer represents the truth on behalf of a person at a civil court proceeding. There are many duties your own injury lawyer performs in aiding the clientele, the main mandate being to help them acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Every time a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will probably be paid by the employer’s liability insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they must be hired by a company who may have or possibly is essental to law to obtain Worker’s Compensation Insurance, plus they must have been injured at work due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a limited period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability in the worker to get compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance firm. For this reason it is very important have proper legal representation from a qualified accidental injury lawyer to be sure the rights of workers are upheld. With regards to injury due to a car accident, a car wreck lawyer will handle your case to ensure you have the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an accident results from the negligent operation of any vehicle, the operator from the vehicle must held accountable for the outcomes of the negligence. Because the laws for each state are different, it is very important possess a local attorney experienced in vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users in the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to look at the case and having a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few options for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in the dog bite case because they are aware of the applicable laws with your local state, how you can calculate damages, and the most effective way to show evidence. To be successful inside a personal injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not deficiency of income, but coping with the needs from creditors for fast payment. It lets you keep your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed mortgage payments. Probably the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be necessary to live for several years under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It must add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Business owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, along with other business affairs from the debtor sufficient to enable a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.