We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have already been harmed by another person inside an accident or because of negligence and who may be held legally accountable for such harm. Your own injury case becomes formalized each time a accidental injury lawyer represents the truth on behalf of a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be paid by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is often compulsory with all the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business that has or maybe essental to law to obtain Worker’s Compensation Insurance, and so they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important as there is a limited period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance firm. That is why it is essential to have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. In the matter of personal injury caused by a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to the negligence of someone else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an accident is a result of the negligent operation of any vehicle, the driver from the vehicle must held liable for the effects of those negligence. Ever since the laws for each state are different, you should have got a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred on the insured’s property. Your dog bite attorney may play an important role in proving liability within a dog bite case while they are aware of the applicable laws with your local state, the best way to calculate damages, and the best way to offer evidence. To become successful inside a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest issue is not deficiency of income, but handling the demands from creditors for fast payment. It allows you to keep your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by using all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage payments. Just about the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be expected to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Business owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.